For the quarter ending 2025-09-30, FBP made $521,607,000 in revenue. $100,526,000 in net income. Net profit margin of 19.27%.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Loans | 247,216,000 | 242,573,000 | ||
| Investment securities | 25,832,000 | 23,720,000 | ||
| Money market investments and interest-bearing cash accounts | 9,695,000 | 11,897,000 | ||
| Total interest and dividend income | 282,743,000 | 278,190,000 | ||
| Deposits | 61,345,000 | 58,638,000 | ||
| Short-term borrowings | 10,000 | 0 | ||
| Long-term borrowings | 3,472,000 | 3,693,000 | ||
| Total interest expense | 64,827,000 | 62,331,000 | ||
| Net interest income | 217,916,000 | 215,859,000 | ||
| Loans and finance leases | 18,270,000 | 20,381,000 | ||
| Unfunded loan commitments | -756,000 | 287,000 | ||
| Debt securities | 79,000 | -81,000 | ||
| Provision for credit losses - expense | 17,593,000 | 20,587,000 | ||
| Net interest income after provision for credit losses | 200,323,000 | 195,272,000 | ||
| Service charges and fees on deposit accounts | 9,811,000 | 9,756,000 | ||
| Mortgage banking activities | 3,309,000 | 3,401,000 | ||
| Insurance commission income | 2,618,000 | 2,538,000 | ||
| Card and processing income | 11,682,000 | 11,880,000 | ||
| Other non-interest income | 3,374,000 | 3,375,000 | ||
| Total non-interest income | 30,794,000 | 30,950,000 | ||
| Employees' compensation and benefits | 59,761,000 | 60,058,000 | ||
| Occupancy and equipment | 22,185,000 | 22,297,000 | ||
| Business promotion | 3,884,000 | 3,495,000 | ||
| Professional service fees | 11,903,000 | 11,609,000 | ||
| Taxes, other than income taxes | 6,092,000 | 5,712,000 | ||
| Fdic deposit insurance | 2,236,000 | 2,235,000 | ||
| Net loss (gain) on oreo operations | 1,033,000 | -591,000 | ||
| Credit and debit card processing expenses | 7,889,000 | 7,747,000 | ||
| Communications | 2,294,000 | 2,208,000 | ||
| Other non-interest expenses | 7,617,000 | 8,567,000 | ||
| Total non-interest expenses | 124,894,000 | 123,337,000 | ||
| Income before income taxes | 106,223,000 | 102,885,000 | ||
| Income tax expense | 5,697,000 | 22,705,000 | ||
| Net income | 100,526,000 | 80,180,000 | ||
| Earnings per share basic | 0.63 | 0.5 | ||
| Earnings per share diluted | 0.63 | 0.5 | ||
| Weighted average number of diluted shares outstanding | 160,087,000 | 161,513,000 | ||
| Weighted average number of shares outstanding basic | 159,291,000 | 160,884,000 | ||
FIRST BANCORP PR (FBP)
FIRST BANCORP PR (FBP)