Financial insights of HMST

MyFinsight

For the quarter ending 2025-06-30, HMST made $194,696K in revenue. -$4,412K in net income. Net profit margin of -2.27%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-06-30
Loan servicing income	7,550
Other	2,199
Net gain on loan origination and sale activities	3,235
Deposit fees	2,116
Total noninterest income	15,100
Deposits	34,514
Borrowings	14,658
Total interest expense	49,172
Cash, fed funds and other	2,635
Loans	71,811
Investment securities	8,596
Total interest income	83,042
Net interest income	33,870
Provision for credit losses	6,000
Net interest income after provision for credit losses	27,870
Occupancy	4,868
Compensation and benefits	26,014
General, administrative and other	9,428
Information services	7,441
Total noninterest expense	47,751
Income (loss) before income taxes	-4,781
Income tax (benefit) expense	-369
Net income (loss)	-4,412

Basic (in dollars per share)	-0.23
Basic (in shares)	18,920,808
Diluted (in dollars per share)	-0.23
Diluted (in shares)	18,920,808