For the quarter ending 2025-09-30, NEWTI made $171,771K in revenue. $17,429K in net income. Net profit margin of 10.15%.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Debt securities available-for-sale | 200 | 214 | ||
| Loans and fees on loans | 36,376 | 33,354 | ||
| Other interest earning assets | 2,518 | 2,950 | ||
| Total interest income | 39,094 | 36,518 | ||
| Deposits | 10,879 | 9,357 | ||
| Interest expense-Notes And Securitization Trusts | 10,710 | 10,908 | ||
| Interest expense-Bank And Federal Home Loan Bank Borrowings | 2,956 | 2,330 | ||
| Total interest expense | 24,545 | 22,595 | ||
| Net interest income | 14,549 | 13,923 | ||
| Provision for credit losses | 7,712 | 9,117 | ||
| Net interest income after provision for credit losses | 6,837 | 4,806 | ||
| Dividend income | 425 | 600 | ||
| Net loss on loan servicing assets | -4,493 | -4,355 | ||
| Servicing income | 6,076 | 6,054 | ||
| Net gains on sales of loans | 9,563 | 15,526 | ||
| Net (loss) gain on residuals in securitizations | -1,450 | 31,465 | ||
| Net gain (loss) on loans under the fair value option | 29,250 | -11,761 | ||
| Technology and it support income | 0 | 0 | ||
| Electronic payment processing income | 11,053 | 11,739 | ||
| Other noninterest income | 9,964 | 7,007 | ||
| Total noninterest income | 60,388 | 56,275 | ||
| Salaries and employee benefits expense | 19,973 | 23,135 | ||
| Technology services expense | 0 | 0 | ||
| Electronic payment processing expense | 4,429 | 4,428 | ||
| Professional services expense | 3,793 | 4,304 | ||
| Other loan origination and maintenance expense | 6,764 | 3,287 | ||
| Depreciation and amortization | 129 | 274 | ||
| Loss on extinguishment of debt | -179 | - | ||
| Other general and administrative costs | 6,892 | 6,881 | ||
| Total noninterest expense | 42,159 | 42,309 | ||
| Net income before taxes | 25,066 | 18,772 | ||
| Income tax expense | 7,165 | 5,069 | ||
| Net income | 17,901 | 13,703 | ||
| Dividends to preferred shareholders | 472 | 400 | ||
| Net income available to common shareholders | 17,429 | 13,303 | ||
| Basic (in dollars per share) | 0.68 | 0.53 | ||
| Diluted (in dollars per share) | 0.67 | 0.52 | ||
| Total weighted-average diluted shares outstanding (in shares) | 26,043,000 | 25,648,000 | ||
| Weighted-average basic shares outstanding (in shares) | 25,600,000 | 25,167,000 | ||
NewtekOne, Inc. (NEWTI)
NewtekOne, Inc. (NEWTI)