Financial insights of NEWTI

MyFinsight

Income Overview

Net Income
$12,338K
EPS
$0.43
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Debt securities available-for-sale	216	303*	200	214
Loans and fees on loans	37,702	41,680*	36,376	33,354
Other interest earning assets	8,323	3,015*	2,518	2,950
Total interest income	46,241	44,998*	39,094	36,518
Deposits	15,270	11,540*	10,879	9,357
Interest expense-Notes And Securitization Trusts	9,402	10,419*	10,710	10,908
Interest expense-Bank And Federal Home Loan Bank Borrowings	4,343	5,861*	2,956	2,330
Total interest expense	29,015	27,820*	24,545	22,595
Net interest income	17,226	17,178*	14,549	13,923
Provision for credit losses	9,608	13,486*	7,712	9,117
Net interest income after provision for credit losses	7,618	3,692*	6,837	4,806
Dividend income	450	1,674*	425	600
Net loss on loan servicing assets	-6,197	-3,420*	-4,493	-4,355
Servicing income	6,385	4,655*	6,076	6,054
Net gains on sales of loans	26,682	9,922*	9,563	15,526
Technology and it support income	NaN	0*	0	0
Net loss on residuals in securitizations	56,144	-15,007*	-1,450	31,465
Net (loss) gain on loans under the fair value option	-49,578	34,924*	29,250	-11,761
Electronic payment processing income	10,404	9,661*	11,053	11,739
Other noninterest income	9,441	7,513*	9,964	7,007
Total noninterest income	53,731	49,920*	60,388	56,275
Salaries and employee benefits expense	23,096	20,377*	19,973	23,135
Electronic payment processing expense	4,121	4,524*	4,429	4,428
Professional services expense	2,603	3,316*	3,793	4,304
Depreciation and amortization	NaN	64*	129	274
Other loan origination and maintenance expense	6,227	3,489*	6,764	3,287
Gain on extinguishment of debt	NaN	358*	-179	NaN
Technology expense	2,953	0*	0	0
Other general and administrative costs	5,263	7,982*	6,892	6,881
Total noninterest expense	44,263	39,391*	42,159	42,309
Net income before taxes	17,086	14,220*	25,066	18,772
Income tax expense	3,685	1,114*	7,165	5,069
Net income	13,401	13,106*	17,901	13,703
Dividends to preferred shareholders	1,063	1,027*	472	400
Net income available to common shareholders	12,338	12,079	17,429	13,303

Basic EPS	0.43	0.428	0.68	0.53
Diluted EPS	0.43	0.425	0.67	0.52
Basic Average Shares	28,461,000	28,205,000	25,600,000	25,167,000
Diluted Average Shares	28,673,000	28,454,000	26,043,000	25,648,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$12,338K
EPS
$0.43
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$12,338K
EPS
$0.43
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$12,338KEPS$0.43Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$12,338KEPS$0.43Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$12,338K
EPS
$0.43
Unit: Thousand (K) dollars

Net Income
$12,338K
EPS
$0.43
Unit: Thousand (K) dollars