Financial insights of NEWTP

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$12,338K
EPS
$0.43
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30
Debt securities available-for-sale	216	324*	200
Loans and fees on loans	37,702	37,146*	36,376
Other interest earning assets	8,323	3,663*	2,518
Total interest income	46,241	41,133*	39,094
Deposits	15,270	9,257*	10,879
Interest expense-Notes And Securitization Trusts	9,402	10,716*	10,710
Interest expense-Bank And Federal Home Loan Bank Borrowings	4,343	4,922*	2,956
Total interest expense	29,015	24,895*	24,545
Net interest income	17,226	16,238*	14,549
Provision for credit losses	9,608	15,593*	7,712
Net interest income after provision for credit losses	7,618	645*	6,837
Dividend income	450	1,936*	425
Net loss on loan servicing assets	-6,197	-3,213*	-4,493
Servicing income	6,385	4,622*	6,076
Net gains on sales of loans	26,682	18,866*	9,563
Net gain on residuals in securitizations	56,144	34,365*	-1,450
Net (gain) loss on loans under the fair value option	-49,578	-26,593*	29,250
Technology and it support income	-	0*	0
Electronic payment processing income	10,404	10,690*	11,053
Other noninterest income	9,441	3,077*	9,964
Total noninterest income	53,731	43,750*	60,388
Salaries and employee benefits expense	23,096	24,851*	19,973
Electronic payment processing expense	4,121	4,522*	4,429
Professional services expense	2,603	4,082*	3,793
Other loan origination and maintenance expense	6,227	-1,727*	6,764
Depreciation and amortization	-	281*	129
Gain on extinguishment of debt	-	358*	-179
Technology expense	2,953	0*	0
Other general and administrative costs	5,263	7,965*	6,892
Total noninterest expense	44,263	39,616*	42,159
Net income before taxes	17,086	4,779*	25,066
Income tax expense	3,685	-2,030*	7,165
Net income	13,401	6,809*	17,901
Dividends to preferred shareholders	1,063	919*	472
Net income available to common shareholders	12,338	5,890	17,429

Basic EPS	0.43	0.218	0.68
Diluted EPS	0.43	0.215	0.67
Basic Average Shares	28,461,000	27,048,000	25,600,000
Diluted Average Shares	28,673,000	27,387,000	26,043,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$12,338K
EPS
$0.43
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$12,338K
EPS
$0.43
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$12,338KEPS$0.43Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$12,338KEPS$0.43Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$12,338K
EPS
$0.43
Unit: Thousand (K) dollars

Net Income
$12,338K
EPS
$0.43
Unit: Thousand (K) dollars