| Balance Sheets | 2025-06-30 | |||
|---|---|---|---|---|
| Loans, net | 994,334 | |||
| Securities available-for-sale, at fair value | 214,377 | |||
| Interest-bearing due from banks | 81,846 | |||
| Federal funds sold | 1,221 | |||
| Cash and due from banks | 17,611 | |||
| Cash and cash equivalents | 100,678 | |||
| Restricted securities, at cost | 3,924 | |||
| Premises and equipment, net | 28,556 | |||
| Other assets | 19,434 | |||
| Goodwill | 1,650 | |||
| Repossessed assets | 2,354 | |||
| Core deposit intangible, net | 121 | |||
| Premises and equipment, held for sale | 344 | |||
| Bank-owned life insurance | 36,755 | |||
| Total assets | 1,402,527 | |||
| Time deposits | 189,193 | |||
| Noninterest-bearing deposits | 342,562 | |||
| Savings deposits | 676,946 | |||
| Total deposits | 1,208,701 | |||
| Subordinated notes, net | 26,114 | |||
| Federal home loan bank advances | 40,050 | |||
| Accrued expenses and other liabilities | 6,205 | |||
| Federal funds purchased, overnight repurchase agreements and other short-term borrowings | 3,321 | |||
| Total liabilities | 1,284,391 | |||
| Retained earnings | 90,463 | |||
| Common stock, 5 par value, 10,000,000 shares authorized 5,102,797 and 5,078,318 shares outstanding (includes 70,854 and 65,920 of nonvested restricted stock, respectively) | 25,160 | |||
| Additional paid-in capital | 17,672 | |||
| Accumulated other comprehensive loss, net | -15,159 | |||
| Total stockholders' equity | 118,136 | |||
| Total liabilities and stockholders' equity | 1,402,527 | |||
OLD POINT FINANCIAL CORP (OPOF)
OLD POINT FINANCIAL CORP (OPOF)