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For the quarter ending 2025-06-30, OPOF has $1,402,527K in assets. $1,284,391K in debts.

Balance Sheets Overview

Debt to Asset Ratio
91.58%
Assets Breakdown
    • Loans, net
    • Securities available-for-sale, a...
    • Interest-bearing due from banks
    • Others
Liabilities Breakdown
    • Savings deposits
    • Noninterest-bearing deposits
    • Time deposits
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-06-30
Loans, net
994,334
Securities available-for-sale, at fair value
214,377
Interest-bearing due from banks
81,846
Federal funds sold
1,221
Cash and due from banks
17,611
Cash and cash equivalents
100,678
Restricted securities, at cost
3,924
Premises and equipment, net
28,556
Other assets
19,434
Goodwill
1,650
Repossessed assets
2,354
Core deposit intangible, net
121
Premises and equipment, held for sale
344
Bank-owned life insurance
36,755
Total assets
1,402,527
Time deposits
189,193
Noninterest-bearing deposits
342,562
Savings deposits
676,946
Total deposits
1,208,701
Subordinated notes, net
26,114
Federal home loan bank advances
40,050
Accrued expenses and other liabilities
6,205
Federal funds purchased, overnight repurchase agreements and other short-term borrowings
3,321
Total liabilities
1,284,391
Retained earnings
90,463
Common stock, 5 par value, 10,000,000 shares authorized 5,102,797 and 5,078,318 shares outstanding (includes 70,854 and 65,920 of nonvested restricted stock, respectively)
25,160
Additional paid-in capital
17,672
Accumulated other comprehensive loss, net
-15,159
Total stockholders' equity
118,136
Total liabilities and stockholders' equity
1,402,527
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Cash and due frombanks$17,611K Federal funds sold$1,221K Interest-bearing due from banks$81,846K Bank-owned life insurance$36,755K Premises and equipment,held for sale$344K Core depositintangible, net$121K Repossessed assets$2,354K Goodwill$1,650K Other assets$19,434K Premises and equipment,net$28,556K Restricted securities, atcost$3,924K Cash and cashequivalents$100,678K Securitiesavailable-for-sale, at fair value$214,377K Loans, net$994,334K Total assets$1,402,527K Total liabilities andstockholders' equity$1,402,527K Total stockholders'equity$118,136K Total liabilities$1,284,391K Accumulated othercomprehensive loss, net-$15,159K Additional paid-in capital$17,672K Common stock, 5 parvalue, 10,000,000...$25,160K Retained earnings$90,463K Federal fundspurchased, overnight...$3,321K Accrued expenses andother liabilities$6,205K Federal home loan bankadvances$40,050K Subordinated notes, net$26,114K Total deposits$1,208,701K Savings deposits$676,946K Noninterest-bearing deposits$342,562K Time deposits$189,193K

OLD POINT FINANCIAL CORP (OPOF)

OLD POINT FINANCIAL CORP (OPOF)