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For the quarter ending 2025-06-30, OPOF has $1,402,527K in assets. $1,284,391K in debts.

Balance Sheets Overview

Debt to Asset Ratio
91.58%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, net
    • Securities available-for-sale, a...
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Savings deposits
    • Noninterest-bearing deposits
    • Time deposits
    • Others

Balance Sheets
2025-06-30
Loans, net
994,334
Securities available-for-sale, at fair value
214,377
Interest-bearing due from banks
81,846
Federal funds sold
1,221
Cash and due from banks
17,611
Cash and cash equivalents
100,678
Restricted securities, at cost
3,924
Premises and equipment, net
28,556
Other assets
19,434
Goodwill
1,650
Repossessed assets
2,354
Core deposit intangible, net
121
Premises and equipment, held for sale
344
Bank-owned life insurance
36,755
Total assets
1,402,527
Time deposits
189,193
Noninterest-bearing deposits
342,562
Savings deposits
676,946
Total deposits
1,208,701
Subordinated notes, net
26,114
Federal home loan bank advances
40,050
Accrued expenses and other liabilities
6,205
Federal funds purchased, overnight repurchase agreements and other short-term borrowings
3,321
Total liabilities
1,284,391
Retained earnings
90,463
Common stock, 5 par value, 10,000,000 shares authorized 5,102,797 and 5,078,318 shares outstanding (includes 70,854 and 65,920 of nonvested restricted stock, respectively)
25,160
Additional paid-in capital
17,672
Accumulated other comprehensive loss, net
-15,159
Total stockholders' equity
118,136
Total liabilities and stockholders' equity
1,402,527
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Interest-bearing due from banks$81,846K Cash and due frombanks$17,611K Federal funds sold$1,221K Loans, net$994,334K Securitiesavailable-for-sale, at fair value$214,377K Cash and cashequivalents$100,678K Bank-owned life insurance$36,755K Premises and equipment,net$28,556K Other assets$19,434K Restricted securities, atcost$3,924K Repossessed assets$2,354K Goodwill$1,650K Premises and equipment,held for sale$344K Core depositintangible, net$121K Total assets$1,402,527K Total liabilities andstockholders' equity$1,402,527K Total liabilities$1,284,391K Total stockholders'equity$118,136K Accumulated othercomprehensive loss, net-$15,159K Total deposits$1,208,701K Federal home loan bankadvances$40,050K Subordinated notes, net$26,114K Accrued expenses andother liabilities$6,205K Federal fundspurchased, overnight...$3,321K Retained earnings$90,463K Common stock, 5 parvalue, 10,000,000...$25,160K Additional paid-in capital$17,672K Savings deposits$676,946K Noninterest-bearing deposits$342,562K Time deposits$189,193K

OLD POINT FINANCIAL CORP (OPOF)

OLD POINT FINANCIAL CORP (OPOF)