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Pagaya Technologies Ltd. (PGY)

For the quarter ending 2025-06-30, PGY made $326,398K in revenue. $15,638K in net income. Net profit margin of 4.79%.

Overview

Revenue
$326,398K
Net Income
$15,638K
Net Profit Margin
4.79%
EPS
$0.2
Unit: Thousand (K) dollars
Revenue Breakdown
    • Transferred At Point In Time
    • Transferred Over Time
    • Interest income

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
2025-06-30
2025-03-31
2024-09-30
2024-06-30
Total revenue and other income326,398 289,989 257,234 250,344
Sales and marketing19,660 9,594 11,440 13,331
Technology, data and product development18,455 19,444 16,655 21,935
General and administrative40,349 46,183 57,790 64,449
Production costs191,465 167,083 148,965 145,602
Total costs and operating expenses269,929 242,304 234,850 245,317
Operating income56,469 47,685 22,384 5,027
Other expenses, net-34,928 -47,733 -108,139 -73,194
Income (loss) before income taxes21,541 -48 -85,755 -68,167
Income tax expense4,978 -2,540 -11,524 14,512
Net income (loss) including noncontrolling interests16,563 2,492 -74,231 -82,679
Less net loss attributable to noncontrolling interests-92 -5,401 -6,755 -7,894
Net income (loss) attributable to pagaya technologies ltd16,655 7,893 -67,476 -74,785
Less undistributed earnings allocated to preferred shares1,017 489 - -
Net income (loss) attributed to pagaya technologies ltd.s ordinary shares15,638 7,404 -67,476 -74,785
Basic (in dollars per share)0.2 0.1 -0.93 -1.04
Basic (in shares)76,873,529 75,765,080 72,728,667 71,765,884
Diluted (in dollars per share)0.2 0.1 -0.93 -1.04
Diluted (in shares)79,667,635 77,043,464 72,728,667 71,765,884
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement

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Transferred At Point In Time$298,604K (30.78%↑ Y/Y)Transferred Over Time$19,110K (33.85%↑ Y/Y)Interest income$10,739K (31.08%↑ Y/Y)Revenue from fees$317,714K (30.97%↑ Y/Y)Total revenue andother income$326,398K (30.38%↑ Y/Y)Investment (loss) income,net-$2,055K (-363.88%↓ Y/Y)Operating income$56,469K (1023.31%↑ Y/Y)Total costs andoperating expenses$269,929K (10.03%↑ Y/Y)Income (loss) beforeincome taxes$21,541K (131.60%↑ Y/Y)Other expenses, net-$34,928K (52.28%↑ Y/Y)Production costs$191,465K (31.50%↑ Y/Y)General andadministrative$40,349K (-37.39%↓ Y/Y)Technology, data and productdevelopment$18,455K (-15.87%↓ Y/Y)Sales and marketing$19,660K (47.48%↑ Y/Y)Less net lossattributable to...-$92K (98.83%↑ Y/Y)Net income (loss)including noncontrolling...$16,563K (120.03%↑ Y/Y)Income tax expense$4,978K (-65.70%↓ Y/Y)Net income (loss)attributable to pagaya...$16,655K (122.27%↑ Y/Y)Net income (loss)attributed to pagaya...$15,638K Less undistributedearnings allocated to...$1,017K