Financial insights of PGY

MyFinsight

For the quarter ending 2025-09-30, PGY made $350,165K in revenue. $21,286K in net income. Net profit margin of 6.08%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Total revenue and other income	350,165	326,398	289,989	257,234
Production costs	200,574	191,465	167,083	148,965
Technology, data and product development	18,236	18,455	19,444	16,655
Sales and marketing	14,453	19,660	9,594	11,440
General and administrative	36,944	40,349	46,183	57,790
Total costs and operating expenses	270,207	269,929	242,304	234,850
Operating income	79,958	56,469	47,685	22,384
Gains and (losses) on investments in loans and securities	-19,557	-	-	-
Other expenses, net	-27,377	-34,928	-47,733	-108,139
Loss from extinguishment of debt	-24,961	-	-	-
Income (loss) before income taxes	8,063	21,541	-48	-85,755
Income tax (benefit) expense	-15,210	4,978	-2,540	-11,524
Net income (loss) including noncontrolling interests	23,273	16,563	2,492	-74,231
Less net income (loss) attributable to noncontrolling interests	728	-92	-5,401	-6,755
Net income (loss) attributable to pagaya technologies ltd	22,545	16,655	7,893	-67,476
Less undistributed earnings allocated to preferred shares	1,259	1,017	489	-
Net income (loss) attributed to pagaya technologies ltd.s ordinary shares	21,286	15,638	7,404	-

Basic (in dollars per share)	0.27	0.2	0.1	-0.93
Basic (in shares)	78,539,137	76,873,529	75,765,080	72,728,667
Diluted (in dollars per share)	0.23	0.2	0.1	-0.93
Diluted (in shares)	91,046,530	79,667,635	77,043,464	72,728,667