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For the year ending 2025-12-31, PRI made $3,291,713K in revenue. $751,234K in net income. Net profit margin of 22.82%.

Income Overview

Revenue
$3,291,713K
Net Income
$751,234K
Net Profit Margin
22.82%
EPS
$22.91
Unit: Thousand (K) dollars
Revenue Breakdown
    • Direct premiums
    • Ceded premiums
    • Commissions and fees
    • Others
Revenue Breakdown
    • Revenues From Sources Other Than...
    • Asset Based Revenues-Commissions...
    • Commissions And Fees-Investment ...
    • Others
Revenue Breakdown
    • Term Life Insurance Segment Reve...
    • Investment And Savings Products ...
    • Corporate And Other
Revenue Breakdown
    • US
    • CA

Income Statement
2025-12-31
2024-12-31
Total revenues
3,291,713 3,089,143
Benefits and claims
665,927 648,163
Future policy benefits remeasurement (gain) loss
37,389 25,920
Amortization of deferred policy acquisition costs
322,903 298,136
Sales commissions
686,920 573,249
Insurance expenses
263,467 255,619
Insurance commissions
22,995 32,008
Interest expense
23,958 25,034
Other operating expenses
368,368 343,607
Total benefits and expenses
2,317,149 2,149,896
Income from continuing operations before income taxes
974,564 939,247
Current income tax expense (benefit)
252,883 -
Deferred income tax expense (benefit)
-29,553 -
Income taxes from continuing operations
223,330 219,118
Income from continuing operations
751,234 720,129
Loss from discontinued operations
0 -249,611
Net income
751,234 470,518
Net income attributable to primerica, inc
-470,518
Basic EPS
22.95 13.73
Diluted EPS
22.91 13.71
Basic Average Shares
32,632,000 34,142,000
Diluted Average Shares
32,680,000 34,199,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Life InsuranceSegment$3,462,282K Accident And HealthInsurance Segment$498K Direct premiums$3,462,780K (2.04%↑ Y/Y)Investment income net ofinvestment expenses$225,195K (3.23%↑ Y/Y)Net premiums$1,783,903K (3.17%↑ Y/Y)Commissions and fees$1,275,864K (17.82%↑ Y/Y)Net investmentincome$167,152K (7.49%↑ Y/Y)Other, net$65,610K (-45.03%↓ Y/Y)Ceded premiums$1,678,877K (0.87%↑ Y/Y)Interest expense onsurplus note$58,043K (-7.36%↓ Y/Y)Total revenues$3,291,713K (6.56%↑ Y/Y)Investment gains (losses)-$816K (-136.49%↓ Y/Y)Life InsuranceSegment$1,678,874K Accident And HealthInsurance Segment$3K Other investmentgains (losses)$1,221K (0.00%↑ Y/Y)Income from continuingoperations before income...$974,564K (3.76%↑ Y/Y)Total benefits andexpenses$2,317,149K (7.78%↑ Y/Y)Future policy benefitsremeasurement (gain) loss$37,389K (44.25%↑ Y/Y)Realized investmentgains (losses)-$2,037K (-300.69%↓ Y/Y)Income from continuingoperations$751,234K (4.32%↑ Y/Y)Income taxes fromcontinuing operations$223,330K (1.92%↑ Y/Y)Deferred income taxexpense (benefit)-$29,553K (7.08%↑ Y/Y)Sales commissions$686,920K (19.83%↑ Y/Y)Benefits and claims$665,927K (2.74%↑ Y/Y)Other operatingexpenses$368,368K (7.21%↑ Y/Y)Amortization of deferredpolicy acquisition...$322,903K (8.31%↑ Y/Y)Insurance expenses$263,467K (3.07%↑ Y/Y)Interest expense$23,958K (-4.30%↓ Y/Y)Insurance commissions$22,995K (-28.16%↓ Y/Y)Net income$751,234K (59.66%↑ Y/Y)Current income taxexpense (benefit)$252,883K (0.78%↑ Y/Y)

Primerica, Inc. (PRI)

Primerica, Inc. (PRI)