Financial insights of PRK

MyFinsight

For the quarter ending 2025-09-30.

Income Overview

Net Income
$47,158K
EPS
$2.92
Unit: Thousand (K) dollars

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Interest and fees on loans	126,648	125,543	120,648	120,203
Obligations of u.s. government, its agencies and other securities	5,644	6,693	7,130	10,228
Interest income, securities, state and municipal	1,520	1,503	1,269	1,381
Other interest income	5,140	2,757	3,153	1,996
Total interest and dividend income	138,952	136,496	132,200	133,808
Demand and savings deposits	20,499	19,055	18,436	22,762
Time deposits	5,501	5,821	6,770	7,073
Short-term borrowings	305	300	291	492
Long-term debt	1,630	2,329	2,326	2,367
Total interest expense	27,935	27,505	27,823	32,694
Net interest income	111,017	108,991	104,377	101,114
Provision for credit losses	4,030	2,853	756	5,315
Net interest income after provision for credit losses	106,987	106,138	103,621	95,799
Revenue from contract with customer, including assessed tax-Fiduciary And Trust	11,315	11,622	-	-
Revenue from contract with customer, including assessed tax-Deposit Account	2,578	2,514	-	-
Revenue from contract with customer, including assessed tax-Bank Servicing	3,716	3,731	-	-
Debit card fee income	6,604	6,607	6,089	6,539
Bank owned life insurance income	1,559	1,762	1,512	2,057
Atm fees	371	367	335	471
Defined benefit plan, net periodic benefit cost (credit), gain (loss) due to settlement	0	-	-	-
Gains (losses) on sales of other real estate	50	27	-229	-
Debt securities, available-for-sale, gain (loss)	0	0	-	-
Gain on equity securities, net	-549	2,480	-862	1,557
Revenue from contract with customer, including assessed tax	-	-	16,337	20,413
Other components of net periodic benefit income	-2,344	-2,344	-2,344	-2,204
Other	2,586	732	220	1,906
Total other income	30,574	32,186	25,746	36,530
Salaries and employee benefits	38,644	38,560	36,216	38,370
Employee benefits and share-based compensation	9,892	9,108	10,516	10,162
Occupancy expense	3,242	3,269	3,519	3,731
Furniture and equipment expense	2,219	2,234	2,301	2,571
Data processing fees	11,531	11,021	10,529	11,764
Professional fees and services	7,475	7,395	7,307	7,842
Marketing	1,507	1,295	1,528	1,464
Insurance	1,468	1,667	1,686	1,640
Communication	1,239	941	1,202	955
Excise and sales taxes	1,182	1,350	1,186	1,116
Amortization of intangible assets	248	273	274	287
Foundation contributions	0	-	-	2,000
Other expense	816	1,864	1,900	3,779
Total other expense	79,463	78,977	78,164	85,681
Income before income taxes	58,098	59,347	51,203	46,648
Income taxes	10,940	11,228	9,046	8,431
Net income	47,158	48,119	42,157	38,217

Basic EPS	2.93	2.98	2.61	2.37
Diluted EPS	2.92	2.97	2.6	2.35
Basic Average Shares	16,071,347	16,129,951	16,159,342	16,151,640
Diluted Average Shares	16,173,271	16,215,565	16,238,701	16,264,393

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$47,158K
EPS
$2.92
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$47,158K
EPS
$2.92
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$47,158KEPS$2.92Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$47,158KEPS$2.92Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$47,158K
EPS
$2.92
Unit: Thousand (K) dollars

Net Income
$47,158K
EPS
$2.92
Unit: Thousand (K) dollars