Financial insights of RF

MyFinsight

For the quarter ending 2026-03-31.

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans, including fees	1,313	1,358	1,386	1,377
Debt securities	298	300	293	286
Loans held for sale	8	9	9	9
Other earning assets	83	101	108	112
Total interest income	1,702	1,768	1,796	1,784
Deposits	385	421	456	447
Short-term borrowings	17	4	8	1
Long-term borrowings	52	62	75	77
Total interest expense	454	487	539	525
Net interest income	1,248	1,281	1,257	1,259
Provision for credit losses	91	115	105	126
Net interest income after provision for credit losses	1,157	1,166	1,152	1,133
Deposit Account	163	163	160	151
Credit And Debit Card	117	123	122	125
Asset Management1	92	95	91	90
Capital Markets	84	80	104	83
Mortgage Banking	32	32	38	48
Securitiesgainslossesnet	-3	0	-27	-1
Other Non Interest Income	140	147	171	150
Total noninterest income	625	640	659	646
Salaries and employee benefits	659	662	671	658
Equipment and software expense	108	112	106	104
Net occupancy expense	72	74	72	72
Other	229	250	254	239
Total non-interest expense	1,068	1,098	1,103	1,073
Income before income taxes	714	708	708	706
Income tax expense	155	174	139	143
Net income	559	534	569	563

Basic EPS	0.63	0.611	0.62	0.59
Diluted EPS	0.62	0.607	0.61	0.59
Basic Average Shares	863,000,000	874,000,000	890,000,000	898,000,000
Diluted Average Shares	868,000,000	880,000,000	894,000,000	900,000,000

Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.