rf: the income statement

MyFinsight

REGIONS FINANCIAL CORP (RF)

For the quarter ending 2025-06-30, RF made $2,430M in revenue. $563M in net income. Net profit margin of 23.17%.

Unit: Million (M) dollars (except for numbers of shares and EPS)

	2025-06-30	2025-03-31	2024-09-30	2024-06-30
Income tax expense	143	131	118	124
Total noninterest income	646	590	572	545
Other	239	245	254	227
Net occupancy expense	72	70	69	68
Salaries and employee benefits	658	625	645	609
Equipment and software expense	104	99	101	100
Total non-interest expense	1,073	1,039	1,069	1,004
Provision for credit losses	126	124	113	102
Total interest expense	-	-	-	576
Short-term borrowings	1	4	-	13
Long-term borrowings	77	85	-	61
Deposits	447	442	-	502
Total interest expense	525	531	602	-
Other earning assets	112	109	105	102
Debt securities	286	266	241	219
Loans, including fees	1,377	1,342	1,463	1,432
Loans held for sale	9	8	11	9
Total interest income	1,784	1,725	1,820	1,762
Net interest income	1,259	1,194	1,218	1,186
Net interest income after provision for credit losses	1,133	1,070	1,105	1,084
Income before income taxes	706	621	608	625
Net income	563	490	490	501

Basic	0.59	0.51	0.49	0.52
Basic	898,000,000	906,000,000	914,000,000	917,000,000
Diluted	0.59	0.51	0.49	0.52
Diluted	900,000,000	910,000,000	918,000,000	918,000,000

Unit: Million (M) dollars (except for numbers of shares and EPS)