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For the year ending 2025-12-31, SCCE had -$7,142K decrease in cash & cash equivalents over the period.

Cash Flow Overview

Change in Cash
-$7,142K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Principal collections on loans
    • Proceeds from issuance of senior...
    • Proceeds from lines of credit
    • Others
Negative Cash Flow Breakdown
    • Principal disbursements for loan...
    • Repayments on lines of credit
    • Repayment of notes payable
    • Others

Cash Flow
2025-12-31
Net income (loss)
6,308
Amortization of deferred financing costs
2,202
Depreciation expense
525
Stock-based compensation
840
Provision for credit losses related to loans held for investment
3,280
Change in valuation allowance related to loans held for sale
-1,014
(gain) loss on sale of loans
121
Impairment loss on real estate owned
1,060
Gain on sale of investments in developmental real estate, real estate owned, and property and equipment, net
4,055
Gain on extinguishment of debt
140
Gain on investment securities
1,566
Deferred loan fees revenue
-280
Interest and fees receivable, net
191
Other assets
766
Due from borrowers, net
3,681
Accounts payable and accrued liabilities
-268
Advances from borrowers
-31
Net cash provided by operating activities
2,662
Purchase of investment securities
0
Proceeds from the sale of investment securities
2,147
Purchase of interests in limited liability companies
6,447
Proceeds from limited liability companies returns of capital
21,257
Proceeds from sale of real estate owned
7,511
Acquisitions of and improvements to real estate owned
0
Proceeds from sale of investments in developmental real estate and property and equipment
19,874
Purchase of property and equipment
162
Improvements in investment in rental real estate
3,216
Principal disbursements for loans
151,776
Principal collections on loans
140,162
Net cash provided by investing activities
29,350
Proceeds from lines of credit
75,840
Repayments on lines of credit
96,840
Proceeds from repurchase agreements
11,693
Repayments of repurchase agreements
-45,401
Repayment of mortgage payable
85
Dividends paid on common shares
9,500
Dividends paid on series a preferred stock
4,472
Proceeds from issuance of senior secured notes
90,000
Payment of deferred financing costs
3,653
Proceeds from issuance of common shares, net of expenses
0
Repurchase of common shares
0
Proceeds from issuance of series a preferred stock, net of expenses
109
Repayment of notes payable
56,845
Net cash used in financing activities
-39,154
Net (decrease) increase in cash and cash equivalents
-7,142
Cash and cash equivalents - beginning of period
18,066
Cash and cash equivalents - end of period
10,924
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Principal collections onloans$140,162K Net income (loss)$6,308K Proceeds from limitedliability companies...$21,257K Proceeds from sale ofinvestments in...$19,874K Proceeds from sale of realestate owned$7,511K Proceeds from the sale ofinvestment securities$2,147K Provision for creditlosses related to loans...$3,280K Amortization of deferredfinancing costs$2,202K Impairment loss on realestate owned$1,060K Stock-based compensation$840K Depreciation expense$525K Deferred loan feesrevenue-$280K Net cash provided byinvesting activities$29,350K Net cash provided byoperating activities$2,662K Canceled cashflow$161,601K Canceled cashflow$11,833K Net (decrease)increase in cash and cash...-$7,142K Canceled cashflow$32,012K Proceeds from issuance ofsenior secured notes$90,000K Proceeds from lines ofcredit$75,840K Proceeds from repurchaseagreements$11,693K Proceeds from issuance ofseries a preferred...$109K Principal disbursementsfor loans$151,776K Purchase of interests inlimited liability...$6,447K Improvements in investment inrental real estate$3,216K Purchase of property andequipment$162K Gain on sale ofinvestments in...$4,055K Due from borrowers,net$3,681K Gain on investmentsecurities$1,566K Change in valuationallowance related to loans...-$1,014K Other assets$766K Accounts payable andaccrued liabilities-$268K Interest and feesreceivable, net$191K Gain onextinguishment of debt$140K (gain) loss on sale ofloans$121K Advances from borrowers-$31K Net cash used infinancing activities-$39,154K Canceled cashflow$177,642K Repayments on lines ofcredit$96,840K Repayment of notes payable$56,845K Repayments of repurchaseagreements-$45,401K Dividends paid on commonshares$9,500K Dividends paid on series apreferred stock$4,472K Payment of deferredfinancing costs$3,653K Repayment of mortgagepayable$85K

Sachem Capital Corp. (SCCE)

Sachem Capital Corp. (SCCE)