Financial insights of SLM

MyFinsight

Income Overview

Net Income
$54,944K
EPS
$0.29
Unit: Thousand (K) dollars

Income Statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30
Loans	539,936	602,262	605,404*	593,734
Investments	17,124	14,968	15,818*	14,955
Cash and cash equivalents	44,995	32,079	34,516*	48,898
Total interest income	602,055	649,309	655,737*	657,587
Deposits	191,078	200,609	201,216*	203,577
Interest expense on short-term borrowings	2,737	5,128	4,923*	717
Interest expense on long-term borrowings	75,419	68,161	72,469*	80,316
Total interest expense	269,234	273,898	278,608*	284,610
Net interest income	332,821	375,411	377,129*	372,977
Less provisions for credit gaines	125,663	-11,466	-159,583*	179,462
Net interest income after provisions for credit losses	207,158	386,877	536,712*	193,515
Gains (losses) on sales of loans, net	14,939	146,313	164,963*	135,958
Gains (losses) on securities, net	8,001	-2,398	-13,147*	4,876
Other income	45,346	40,662	31,537*	31,868
Total non-interest income	68,286	184,577	183,352*	172,702
Compensation and benefits	100,253	103,446	92,964*	83,667
Fdic assessment fees	5,143	4,441	9,852*	6,511
Other operating expenses	88,900	62,474	33,914*	89,380
Total operating expenses	194,296	170,361	136,729*	179,558
Acquired intangible assets amortization expense	687	740	942*	846
Total non-interest expenses	194,983	171,101	137,671*	180,404
Income before income tax expense	80,461	400,353	582,393*	185,813
Income tax expense	21,936	92,399	148,229*	49,963
Net income	58,525	307,954	434,164*	135,850
Preferred stock dividends	3,581	3,555	3,776*	3,994
Net income attributable to slm corporation common stock	54,944	304,399	430,388	131,856

Basic EPS	0.29	1.56	2.099	0.64
Diluted EPS	0.29	1.54	2.06	0.63
Basic Average Shares	188,576,000	195,460,000	205,039,000	207,144,000
Diluted Average Shares	190,384,000	197,875,000	208,915,000	210,607,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$54,944K
EPS
$0.29
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$54,944K
EPS
$0.29
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$54,944KEPS$0.29Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$54,944KEPS$0.29Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$54,944K
EPS
$0.29
Unit: Thousand (K) dollars

Net Income
$54,944K
EPS
$0.29
Unit: Thousand (K) dollars