Financial insights of SLM

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$304,399K
EPS
$1.54
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans	602,262	605,404*	593,734	597,609
Investments	14,968	15,818*	14,955	13,710
Cash and cash equivalents	32,079	34,516*	48,898	45,440
Total interest income	649,309	655,737*	657,587	656,759
Deposits	200,609	201,216*	203,577	201,478
Interest expense on short-term borrowings	5,128	4,923*	717	3,613
Interest expense on long-term borrowings	68,161	72,469*	80,316	74,848
Total interest expense	273,898	278,608*	284,610	279,939
Net interest income	375,411	377,129*	372,977	376,820
Less provisions for credit gaines	-11,466	-159,583*	179,462	148,718
Net interest income after provisions for credit losses	386,877	536,712*	193,515	228,102
Gains on sales of loans, net	146,313	164,963*	135,958	-13
Losses on securities, net	-2,398	-13,147*	4,876	-2,641
Other income	40,662	31,537*	31,868	29,430
Total non-interest income	184,577	183,352*	172,702	26,776
Compensation and benefits	103,446	92,964*	83,667	84,900
Fdic assessment fees	4,441	9,852*	6,511	9,782
Other operating expenses	62,474	33,914*	89,380	71,664
Total operating expenses	170,361	136,729*	179,558	166,346
Acquired intangible assets amortization expense	740	942*	846	898
Total non-interest expenses	171,101	137,671*	180,404	167,244
Income before income tax expense	400,353	582,393*	185,813	87,634
Income tax expense	92,399	148,229*	49,963	16,362
Net income	307,954	434,164*	135,850	71,272
Preferred stock dividends	3,555	3,776*	3,994	3,972
Net income attributable to slm corporation common stock	304,399	430,388	131,856	67,300

Basic EPS	1.56	2.099	0.64	0.32
Diluted EPS	1.54	2.06	0.63	0.32
Basic Average Shares	195,460,000	205,039,000	207,144,000	209,282,000
Diluted Average Shares	197,875,000	208,915,000	210,607,000	213,220,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$304,399K
EPS
$1.54
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$304,399K
EPS
$1.54
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$304,399KEPS$1.54Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$304,399KEPS$1.54Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$304,399K
EPS
$1.54
Unit: Thousand (K) dollars

Net Income
$304,399K
EPS
$1.54
Unit: Thousand (K) dollars