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Income Overview

Net Income
$10,351K
EPS
$1.03
Unit: Thousand (K) dollars
Income Statement
2025-03-31
2024-09-30
2024-06-30
Provision for credit losses
775
2,583
1,067
Net interest income
24,879
24,246
21,579
Net interest income after provision for credit losses
24,104
21,663
20,512
Service charges on deposit accounts
564
532
462
Other operating income
949
868
732
Mortgage origination fees
80
112
92
Net gain (loss) on securities
23
75
20
Swap (expenses) fees
-3
-9
4
Sba/usda fees
40
179
58
Total noninterest income
1,653
1,757
1,368
Other operating expenses
3,216
3,291
3,571
Salaries and employee benefits
6,924
6,876
6,112
Merger-related expenses
-
1,511
-
Data processing fees
909
781
686
Regulatory assessments
429
414
375
Equipment and occupancy expenses
828
814
667
Total noninterest expenses
12,306
13,687
11,411
Income before income taxes
13,451
9,733
10,469
Income tax expense
3,100
2,380
2,271
Net income
10,351
7,353
8,198
Basic EPS
1.04
0.76
0.91
Diluted EPS
1.03
0.76
0.9
Basic Average Shares
9,979,120
9,608,868
8,957,608
Diluted Average Shares
10,072,329
9,725,884
9,070,568
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net interest income$24,879K Other operatingincome$949K Service charges ondeposit accounts$564K Mortgage originationfees$80K Sba/usda fees$40K Net gain (loss) onsecurities$23K Net interest incomeafter provision for...$24,104K Total noninterestincome$1,653K Provision for creditlosses$775K Swap (expenses) fees-$3K Income before incometaxes$13,451K Total noninterestexpenses$12,306K Net income$10,351K Income tax expense$3,100K Salaries and employeebenefits$6,924K Other operatingexpenses$3,216K Data processing fees$909K Equipment and occupancyexpenses$828K Regulatory assessments$429K

Southern States Bancshares, Inc. (SSBK)

Southern States Bancshares, Inc. (SSBK)