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Income Statement
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Balance Sheet
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Income Overview
Net Income
$10,351K
EPS
$1.03
Unit: Thousand (K) dollars
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Page 1
Quarterly
123
Page 1
Income Statement
2025-03-31
2024-09-30
2024-06-30
Provision for credit losses
775
2,583
1,067
Net interest income
24,879
24,246
21,579
Net interest income after provision for credit losses
24,104
21,663
20,512
Service charges on deposit accounts
564
532
462
Other operating income
949
868
732
Mortgage origination fees
80
112
92
Net gain (loss) on securities
23
75
20
Swap (expenses) fees
-3
-9
4
Sba/usda fees
40
179
58
Total noninterest income
1,653
1,757
1,368
Other operating expenses
3,216
3,291
3,571
Salaries and employee benefits
6,924
6,876
6,112
Merger-related expenses
-
1,511
-
Data processing fees
909
781
686
Regulatory assessments
429
414
375
Equipment and occupancy expenses
828
814
667
Total noninterest expenses
12,306
13,687
11,411
Income before income taxes
13,451
9,733
10,469
Income tax expense
3,100
2,380
2,271
Net income
10,351
7,353
8,198
Basic EPS
1.04
0.76
0.91
Diluted EPS
1.03
0.76
0.9
Basic Average Shares
9,979,120
9,608,868
8,957,608
Diluted Average Shares
10,072,329
9,725,884
9,070,568
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
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Time Plot
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Income Statement
Net interest income
$24,879K
Other operating
income
$949K
Service charges on
deposit accounts
$564K
Mortgage origination
fees
$80K
Sba/usda fees
$40K
Net gain (loss) on
securities
$23K
Net interest income
after provision for...
$24,104K
Total noninterest
income
$1,653K
Provision for credit
losses
$775K
Swap (expenses) fees
-$3K
Income before income
taxes
$13,451K
Total noninterest
expenses
$12,306K
Net income
$10,351K
Income tax expense
$3,100K
Salaries and employee
benefits
$6,924K
Other operating
expenses
$3,216K
Data processing fees
$909K
Equipment and occupancy
expenses
$828K
Regulatory assessments
$429K
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Southern States Bancshares, Inc. (SSBK)
Southern States Bancshares, Inc. (SSBK)