Financial insights of TCBIO

MyFinsight

For the year ending 2025-12-31, TCBIO made $3,512,030K in revenue. $312,994K in net income. Net profit margin of 8.91%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-12-31
Interest and fees on loans	1,445,006
Investment securities	188,964
Interest bearing cash and cash equivalents	137,815
Total interest income	1,771,785
Deposits	697,772
Short-term borrowings	14,377
Long-term debt	30,999
Total interest expense	743,148
Net interest income	1,028,637
Provision for credit losses	55,000
Net interest income after provision for credit losses	973,637
Service charges on deposit accounts	32,544
Wealth management and trust fee income	15,899
Brokered loan fees	9,233
Investment banking and advisory fees	104,587
Trading income	27,093
Available-for-sale debt securities gains/(losses)	-1,886
Other	39,672
Total non-interest income	227,142
Salaries and benefits	480,502
Occupancy expense	47,619
Marketing	17,449
Legal and professional	50,112
Communications and technology	98,853
Federal deposit insurance corporation insurance assessment	17,911
Other	55,623
Total non-interest expense	768,069
Income before income taxes	432,710
Income tax expense	102,466
Net income	330,244
Preferred stock dividends	17,250
Net income available to common stockholders	312,994

Basic earnings per common shareweighted average common shares	45,641,013
Basic earnings/(loss) per common share (in usd per share)	6.86
Diluted earnings/(loss) per common share (in usd per share)	6.79
Dilutive earnings per common shareweighted average diluted common shares	46,127,375