Financial insights of TFC-PR

MyFinsight

For the quarter ending 2026-03-31.

Income Statement	2026-03-31	2025-09-30
Interest and fees on loans and leases	4,599	4,816
Interest on securities	849	941
Interest on other earning assets	407	529
Total interest income	5,855	6,286
Interest on deposits	1,525	1,835
Interest on long-term debt	445	523
Interest on other borrowings	286	299
Total interest expense	2,256	2,657
Net interest income	3,599	3,629
Provision for credit losses	479	436
Net interest income after provision for credit losses	3,120	3,193
Fiduciary And Trust	370	374
Credit Card	338	225
Investment Advisory Management And Administrative Service	372	323
Deposit Account	120	240
Mortgage Banking	133	118
Lending Related	118	103
Financial Service Other	-	45
Securities Gains Losses	0	0
Service Other	102	130
Noninterest income	1,553	1,558
Personnel expense	1,727	1,726
Professional fees and outside processing	313	346
Software expense	230	233
Net occupancy expense	179	182
Equipment expense	85	90
Marketing and customer development	79	79
Operating lease depreciation	-	31
Amortization of intangibles	64	72
Regulatory costs	68	32
Restructuring charges	-	27
Other expense	238	196
Total noninterest expense	2,983	3,014
Income before income taxes	1,690	1,737
Provision for income taxes	209	285
Net income from discontinued operations	-	0
Net income	1,481	1,452
Preferred stock dividends and other	104	-
Net income available to common shareholders	1,377	-

Basic EPS	1.1	1.05
Diluted EPS	1.09	1.04
Basic Average Shares	1,248,628,000	1,280,571,000
Diluted Average Shares	1,266,572,000	1,296,666,000

Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.