For the year ending 2025-12-31.
| Income Statement | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Loans | 22,368 | 23,009 | 22,324 | - |
| Loans held for sale | 165 | 173 | 147 | - |
| Investment securities | 5,398 | 5,111 | 4,485 | - |
| Other interest income | 3,039 | 3,373 | 3,051 | - |
| Total interest income | 30,970 | 31,666 | 30,007 | - |
| Deposits | 10,151 | 11,688 | 8,775 | - |
| Short-term borrowings | 1,373 | 1,107 | 1,971 | - |
| Long-term debt | 2,797 | 2,582 | 1,865 | - |
| Total interest expense | 14,321 | 15,377 | 12,611 | - |
| Net interest income | 16,649 | 16,289 | 17,396 | - |
| Provision for credit losses | 2,186 | 2,238 | 2,275 | - |
| Net interest income after provision for credit losses | 14,463 | 14,051 | 15,121 | - |
| Card revenue | 1,735 | 1,679 | 1,630 | - |
| Corporate payment products revenue | 765 | 773 | 759 | - |
| Merchant processing services | 1,792 | 1,714 | 1,659 | - |
| Trust and investment management fees | 2,869 | 2,660 | 2,459 | - |
| Service charges | 1,302 | 1,253 | 1,306 | - |
| Commercial products revenue | - | 1,523 | 1,372 | - |
| Capital markets revenue | 1,633 | - | - | - |
| Mortgage banking revenue | 645 | 627 | 540 | - |
| Investment products fees | 375 | 330 | 279 | - |
| Securities gains (losses), net | -61 | -154 | -145 | - |
| Other | 836 | 641 | 758 | - |
| Total noninterest income | 11,891 | 11,046 | 10,617 | - |
| Compensation and employee benefits | 10,327 | 10,554 | 10,416 | - |
| Net occupancy and equipment | 1,227 | 1,246 | 1,266 | - |
| Professional services | 468 | 491 | 560 | - |
| Marketing and business development | 705 | 619 | 726 | - |
| Technology and communications | 2,211 | 2,074 | 2,049 | - |
| Other intangibles | 498 | 569 | 636 | - |
| Merger and integration charges | 0 | 155 | 1,009 | - |
| Other | 1,401 | 1,480 | 2,211 | - |
| Total noninterest expense | 16,837 | 17,188 | 18,873 | - |
| Income before income taxes | 9,517 | 7,909 | 6,865 | 7,301 |
| Applicable income taxes | 1,921 | 1,580 | 1,407 | 1,463 |
| Net income (loss) | 7,596 | 6,329 | 5,458 | 5,838 |
| Net (income) loss attributable to noncontrolling interests | 26 | 30 | 29 | 13 |
| Net income (loss) attributable to u.s. bancorp | 7,570 | 6,299 | 5,429 | 5,825 |
| Basic EPS | 4.62 | 3.79 | 3.27 | 3.69 |
| Diluted EPS | 4.62 | 3.79 | 3.27 | 3.69 |
| Basic Average Shares | 1,557,000,000 | 1,560,000,000 | 1,543,000,000 | 1,489,000,000 |
| Diluted Average Shares | 1,558,000,000 | 1,561,000,000 | 1,543,000,000 | 1,490,000,000 |
US BANCORP DE (USB)
US BANCORP DE (USB)