Financial insights of UWMC-WT

MyFinsight

For the quarter ending 2025-09-30, UWMC-WT made $843,252K in revenue. -$1,262K in net income. Net profit margin of -0.15%.

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-12-31
Total revenue	843,252	758,700	613,370	560,207
Change in fair value of mortgage servicing rights	-307,825	-111,421	-388,585	-
Gain on other interest rate derivatives	27,813	208,904	-	-
Msr valuation adjustments, net	-	-	-388,585	-
Other gains (losses), net	-280,012	97,483	-	-
Salaries, commissions and benefits	222,760	211,461	192,800	193,155
Direct loan production costs	64,213	46,330	43,127	54,958
Marketing, travel, and entertainment	23,410	26,379	22,190	30,771
Depreciation and amortization	12,747	12,200	11,340	11,094
General and administrative	62,243	59,999	68,148	60,314
Servicing costs	33,928	35,083	30,434	29,866
Interest expense	132,084	133,467	120,410	142,342
Other expense (income)	815	-1,846	2,848	4,625
Total expenses	550,570	526,765	485,601	517,875
Earnings before income taxes	12,670	329,418	-260,816	42,332
Provision for income taxes	582	14,939	-13,788	1,719
Net income	12,088	314,479	-247,028	40,613
Net income attributable to non-controlling interest	13,350	291,570	-233,349	276,731
Net income (loss) attributable to uwm holdings corporation	-1,262	22,909	-13,679	-236,118

Basic EPS	-0.01	0.11	-0.08	-1.514
Diluted EPS	-0.01	0.11	-0.12	-2.12
Basic Average Shares	221,354,499	202,133,122	164,100,022	155,942,975
Diluted Average Shares	221,354,499	202,133,122	1,598,383,240	111,374,469*

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.