Financial insights of AGM-PH

MyFinsight

For the quarter ending 2026-03-31.

Income Statement	2026-03-31	2025-12-31	2025-09-30
Investment securities and cash equivalents	203,409	195,795*	93,398
Farmer mac guaranteed securities and usda securities	-	-	123,484
Loans	212,552	170,429*	198,459
Total interest income	415,961	366,224*	415,341
Total interest expense	314,565	270,921*	316,864
Net interest income	101,396	95,303*	98,477
Provision for losses	4,308	10,429*	7,477
Net interest income after provision for losses	97,088	84,874*	91,000
Guarantee and commitment fees	5,837	4,380*	5,021
Gains/(losses) on financial derivatives	1,140	-1,934*	-1,062
Losses on sale of mortgage loans	-	-	0
Gains on sale of available-for-sale investment securities	-	-	0
Release of reserve for losses	-	-	-44
Other income	752	-1,263*	1,482
Non-interest income	7,729	1,183*	5,485
Compensation and employee benefits	21,257	18,096*	17,743
General and administrative	11,262	11,457*	11,052
Regulatory fees	863	863*	1,000
Operating expenses	33,382	30,416*	29,795
Income before income taxes	71,435	55,641*	66,690
Income tax expense	12,312	13,235*	11,687
Net income	59,123	42,406*	55,003
Preferred stock dividends	7,291	6,013*	6,303
Loss on retirement of preferred stock	-	0*	0
Net income attributable to common stockholders	51,832	36,393	48,700

Basic EPS	4.78	3.342	4.45
Diluted EPS	4.75	3.31	4.44
Basic Average Shares	10,844,000	10,888,000	10,934,000
Diluted Average Shares	10,922,000	10,994,000	10,972,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.