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For the quarter ending 2026-03-31, ATLCZ has $7,465,034K in assets. $6,781,064K in debts. $651,128K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
90.84%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, interest and fees receiva...
    • Cash and cash equivalent
    • Restricted cash and cash equival...
    • Others
Liabilities Breakdown
    • Notes payable, net held by vies
    • Senior notes, net
    • Retained earnings
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
Unrestricted cash and cash equivalents
-621,093 425,023
Cash and cash equivalent
651,128 --
Restricted cash and cash equivalents
152,931 146,314 100,914
Loans, interest and fees receivable, at fair value
6,452,121 6,647,882 6,350,009
Loans at amortized cost, net (including 3.8 million and 4.1 million of allowance for credit losses at march 31, 2026 and december 31, 2025, respectively and 19.5 million and 20.1 million of deferred revenue at march 31, 2026 and december 31, 2025, respectively)
80,719 82,884 85,004
Property at cost, net of depreciation
11,823 12,589 13,458
Intangible assets, net (note 2)
27,699 30,268 31,889
Operating lease right-of-use assets
14,515 15,104 15,564
Prepaid expenses and other assets, net
74,098 66,954 57,871
Total assets
7,465,034 7,623,088 7,079,732
Accounts payable and accrued expenses
258,338 284,514 253,081
Operating lease liabilities
24,453 25,283 25,924
Notes payable, net held by vies
5,637,437 5,818,761 5,332,680
Senior notes, net
692,373 698,562 702,376
Income tax liability
168,463 152,138 140,862
Total liabilities
6,781,064 6,979,258 6,454,923
Series a preferred stock, 400,000 shares issued and outstanding (liquidation preference - 40.0 million) at march 31, 2026 and december 31, 2025 (note 5)
40,000 40,000 40,000
Class b preferred units issued to noncontrolling interests (note 6)-Series BPreferred Stock
-0 0
Series b preferred stock, no par value, 3,584,646 shares issued and outstanding at march 31, 2026 (liquidation preference - 89.6 million) 3,584,131 shares issued and outstanding at december 31, 2025 (liquidation preference - 89.6 million)
0 0 0
Common stock, no par value, 150,000,000 shares authorized 15,086,414 and 14,922,462 shares issued and outstanding at march 31, 2026 and december 31, 2025, respectively
0 0 0
Paid-in capital
100,144 102,276 115,749
Retained earnings
548,291 506,424 473,595
Total shareholders equity attributable to atlanticus holdings corporation
648,435 608,700 589,344
Noncontrolling interests
-4,465 -4,870 -4,535
Total equity
643,970 603,830 584,809
Total liabilities, shareholders' equity and temporary equity
7,465,034 7,623,088 7,079,732
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Loans, interest andfees receivable, at...$6,452,121K Cash and cashequivalent$651,128K Restricted cash and cashequivalents$152,931K Loans at amortizedcost, net (including...$80,719K Prepaid expenses andother assets, net$74,098K Intangible assets, net(note 2)$27,699K Operating leaseright-of-use assets$14,515K Property at cost, net ofdepreciation$11,823K Total assets$7,465,034K Total liabilities,shareholders' equity and...$7,465,034K Total liabilities$6,781,064K Total equity$643,970K Series a preferredstock, 400,000 shares...$40,000K Noncontrolling interests-$4,465K Notes payable, netheld by vies$5,637,437K Senior notes, net$692,373K Accounts payable andaccrued expenses$258,338K Income tax liability$168,463K Operating leaseliabilities$24,453K Total shareholdersequity attributable to...$648,435K Retained earnings$548,291K Paid-in capital$100,144K

Atlanticus Holdings Corp (ATLCZ)

Atlanticus Holdings Corp (ATLCZ)