For the year ending 2025-12-31, ATLO has $2,133,540K in assets. $1,925,646K in debts. $126,753K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 20,481 | |||
| Interest-bearing deposits in financial institutions and federal funds sold | 106,272 | |||
| Total cash and cash equivalents | 126,753 | |||
| Interest-bearing time deposits | 5,678 | |||
| Securities available-for-sale | 655,954 | |||
| Federal home loan bank (fhlb) and federal reserve bank (frb) stock, at cost | 2,795 | |||
| Construction Real Estate | 61,851 | |||
| Family Residential Real Estate14 | 319,510 | |||
| Multifamily | 205,232 | |||
| Commercial Real Estate Portfolio Segment | 313,120 | |||
| Agriculture Real Estate | 160,553 | |||
| Commercial Portfolio Segment | 87,723 | |||
| Agriculture | 134,554 | |||
| Consumer And Other | 15,231 | |||
| Loans receivable | 1,297,774 | |||
| Unallocated portfolio layer basis adjustments1 | -145 | |||
| Less allowance for credit losses | 17,697 | |||
| Loans receivable, net | 1,280,222 | |||
| Loans held for sale | 472 | |||
| Property, plant and equipment, gross | 41,709 | |||
| Less accumulated depreciation | 20,789 | |||
| Bank premises and equipment, net | 20,920 | |||
| Interest receivable | 14,067 | |||
| Other real estate owned | 204 | |||
| Bank-owned life insurance | 3,303 | |||
| Deferred income taxes, net | 7,494 | |||
| Other intangible assets, net | 791 | |||
| Goodwill | 12,424 | |||
| Other assets | 2,463 | |||
| Total assets | 2,133,540 | |||
| Noninterest-bearing checking | 353,766 | |||
| Interest-bearing checking | 635,885 | |||
| Savings and money market | 537,708 | |||
| Time, 250 and over | 85,799 | |||
| Other time | 241,509 | |||
| Total deposits | 1,854,667 | |||
| Securities sold under agreements to repurchase | 38,799 | |||
| Other borrowings | 21,352 | |||
| Dividends payable | 0 | |||
| Accrued interest payable | 2,562 | |||
| Accounts payable and accrued liabilities | 8,266 | |||
| Total liabilities | 1,925,646 | |||
| Common stock, 2 par value, authorized 18,000,000 shares issued and outstanding 8,857,220 and 8,949,110 shares as of december 31, 2025 and 2024, respectively | 17,714 | |||
| Additional paid-in capital | 12,135 | |||
| Retained earnings | 195,993 | |||
| Accumulated other comprehensive (loss) | -17,948 | |||
| Total stockholders' equity | 207,894 | |||
| Total liabilities and stockholders' equity | 2,133,540 | |||
AMES NATIONAL CORP (ATLO)
AMES NATIONAL CORP (ATLO)