| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 21,428 | 20,481 | 22,706 | 24,148 |
| Interest-bearing deposits in financial institutions and federal funds sold | 96,723 | 106,272 | 85,455 | 71,063 |
| Total cash and cash equivalents | 118,151 | 126,753 | 108,161 | 95,211 |
| Interest-bearing time deposits | 5,428 | 5,678 | 5,678 | 6,918 |
| Securities available-for-sale | 688,827 | 655,954 | 650,660 | 644,702 |
| Federal home loan bank (fhlb) and federal reserve bank (frb) stock, at cost | 2,667 | 2,795 | 2,891 | 3,166 |
| Construction Real Estate | NaN | 61,851 | NaN | NaN |
| Family Residential Real Estate14 | NaN | 319,510 | NaN | NaN |
| Multifamily | NaN | 205,232 | NaN | NaN |
| Commercial Real Estate Portfolio Segment | NaN | 313,120 | NaN | NaN |
| Agriculture Real Estate | NaN | 160,553 | NaN | NaN |
| Commercial Portfolio Segment | NaN | 87,723 | NaN | NaN |
| Agriculture | NaN | 134,554 | NaN | NaN |
| Consumer And Other | NaN | 15,231 | NaN | NaN |
| Loans receivable | 1,282,171 | 1,297,774 | 1,293,568 | NaN |
| Unallocated portfolio layer basis adjustments1 | -75 | -145 | -176 | NaN |
| Less allowance for credit losses | 17,419 | 17,697 | 17,950 | NaN |
| Loans receivable, net | 1,264,827 | 1,280,222 | 1,275,794 | 1,279,644 |
| Loans held for sale | 614 | 472 | 888 | 341 |
| Property, plant and equipment, gross | NaN | 41,709 | NaN | NaN |
| Less accumulated depreciation | NaN | 20,789 | NaN | NaN |
| Bank premises and equipment, net | 21,010 | 20,920 | 21,008 | 21,239 |
| Accrued income receivable | 13,098 | 14,067 | 15,001 | 12,166 |
| Other real estate owned | 212 | 204 | NaN | NaN |
| Bank-owned life insurance | 3,326 | 3,303 | 3,279 | 3,256 |
| Deferred income taxes, net | 8,806 | 7,494 | 8,606 | 9,949 |
| Intangible assets, net | 722 | 791 | 861 | 938 |
| Goodwill | 12,424 | 12,424 | 12,424 | 12,424 |
| Other assets | 2,427 | 2,463 | 2,748 | 2,890 |
| Total assets | 2,142,539 | 2,133,540 | 2,107,999 | 2,092,844 |
| Noninterest-bearing checking | 330,687 | 353,766 | 310,155 | 309,379 |
| Interest-bearing checking | 661,131 | 635,885 | 658,686 | 629,728 |
| Savings and money market | 553,513 | 537,708 | 526,935 | 547,277 |
| Time, 250 and over | 80,776 | 85,799 | 92,330 | 88,692 |
| Other time | 241,286 | 241,509 | 244,713 | 244,129 |
| Total deposits | 1,867,393 | 1,854,667 | 1,832,819 | 1,819,205 |
| Securities sold under agreements to repurchase | 36,726 | 38,799 | 40,623 | 40,061 |
| Other borrowings | 18,202 | 21,352 | 23,502 | 30,652 |
| Dividends payable | NaN | 0 | 0 | 0 |
| Accrued interest payable | 2,218 | 2,562 | 2,485 | 2,472 |
| Accrued expenses and other liabilities | 10,430 | 8,266 | 7,978 | 7,425 |
| Total liabilities | 1,934,969 | 1,925,646 | 1,907,407 | 1,899,815 |
| Common stock, 2 par value, authorized 18,000,000 shares issued and outstanding 8,857,220 shares as of march 31, 2026 and december 31, 2025 | 17,714 | 17,714 | 17,784 | 17,797 |
| Additional paid-in capital | 12,135 | 12,135 | 12,798 | 12,907 |
| Retained earnings | 199,840 | 195,993 | 191,235 | 188,442 |
| Accumulated other comprehensive (loss) | -22,119 | -17,948 | -21,225 | -26,117 |
| Total stockholders' equity | 207,570 | 207,894 | 200,592 | 193,029 |
| Total liabilities and stockholders' equity | 2,142,539 | 2,133,540 | 2,107,999 | 2,092,844 |
AMES NATIONAL CORP (ATLO)
AMES NATIONAL CORP (ATLO)