Financial insights of ATLO

MyFinsight

For the quarter ending 2026-03-31.

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Noninterest income-Fiduciary And Trust	1,596	1,934*	1,374	1,518
Noninterest income-Financial Service	378	372*	402	378
Noninterest income-Credit And Debit Card	318	347*	342	392
Securities gains (losses), net	-6	0*	0	0
Gain on sale of loans held for sale	140	64*	170	150
Other noninterest income	359	692*	246	203
Total noninterest income	2,785	3,408*	2,534	2,641
Loans, including fees	16,816	17,236*	17,409	16,667
Taxable	4,009	3,266*	3,344	3,116
Tax-exempt	422	435*	411	450
Other interest and dividend income	969	1,152*	689	1,252
Total interest and dividend income	22,216	22,088*	21,853	21,485
Deposits	6,335	7,041*	7,173	7,387
Other borrowed funds	450	657*	631	632
Total interest expense	6,785	7,697*	7,804	8,019
Net interest income	15,431	14,391*	14,049	13,466
Credit gain expense (benefit)	-347	-65*	627	108
Net interest income after credit loss expense (benefit)	15,778	14,456*	13,422	13,358
Salaries and employee benefits	6,777	6,897*	6,374	6,479
Data processing	1,492	1,352*	1,497	1,456
Occupancy expenses, net	794	769*	754	728
Fdic insurance assessments	240	234*	253	275
Professional fees	770	655*	412	540
Business development	343	539*	335	311
Intangible asset amortization	69	70*	77	77
New market tax credit projects amortization	17	192*	192	191
Other operating expenses, net	371	317*	347	306
Total noninterest expense	10,873	11,023*	10,241	10,363
Income before income taxes	7,690	6,840*	5,715	5,636
Provision for income taxes	1,730	1,418*	1,156	1,125
Net income	5,960	5,422	4,559	4,511

Basic EPS	0.67	0.61	0.51	0.51
Basic Average Shares	8,857,220	8,890,924	8,894,152	8,900,515

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.