Financial insights of ATLO

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Noninterest income-Fiduciary And Trust	6,271
Noninterest income-Financial Service	1,542
Noninterest income-Credit And Debit Card	1,448
Securities (losses), net	0
Gain on sale of loans held for sale	544
Other noninterest income	1,365
Total noninterest income	11,170
Loans, including fees	68,348
Taxable	12,956
Tax-exempt	1,726
Other interest and dividend income	4,063
Total interest and dividend income	87,093
Deposits	28,880
Other borrowed funds	2,551
Total interest expense	31,431
Net interest income	55,662
Credit loss expense	1,037
Net interest income after credit loss expense	54,625
Salaries and employee benefits	26,176
Data processing	5,781
Occupancy expenses, net	2,992
Fdic insurance assessments	1,026
Professional fees	2,083
Business development	1,508
Intangible asset amortization	301
New markets tax credit projects amortization	766
Other operating expenses, net	1,296
Total noninterest expense	41,929
Income before income taxes	23,866
Income tax (benefit)	4,839
Net income	19,027

Basic EPS	2.14
Basic Average Shares	8,895,197