Financial insights of BACRP

Total revenue, net of interest expense

31,558

30,272

31,180

28,088

Provision for credit losses

1,366

1,337

1,308

1,295

Compensation and benefits

10,987

11,334

10,602

10,523

Information processing and communications

1,924

2,018

1,913

1,827

Occupancy and equipment

1,914

1,900

1,884

1,872

Product delivery and transaction related

1,327

1,126

1,011

1,025

Professional fees

573

583

682

606

Marketing

736

533

563

572

Other general operating

1,166

1,037

782

912

Total noninterest expense

18,627

18,531

17,437

17,337

Income before income taxes

11,565

10,404

12,435

9,456

Income tax expense

2,491

1,820

4,907

987

Net income

9,074

8,584

7,528

8,469

Preferred stock dividends and other

326

429

328

429

Net income applicable to common shareholders

8,748

8,155

7,200

8,040

Basic EPS

1.22

1.12

0.978

1.08

Diluted EPS

1.21

1.11

0.938

1.06

Basic Average Shares

7,151,200,000

7,256,100,000

7,362,500,000

7,466,000,000

Diluted Average Shares

7,294,200,000

7,417,500,000

7,674,100,000

7,627,100,000

MyFinsight

Income Overview

Time Plot

Income Statement

Income Overview

Time Plot

Income Statement