| Income Statement | 2026-06-30 | 2026-03-31 | 2025-12-31 | |
|---|---|---|---|---|
| Total net interest and non-interest income | 993 | 1,018 | 963* | |
| Provision for credit losses | 313 | 303 | 311* | |
| Total net interest and non-interest income, after provision for credit losses | 680 | 715 | 652* | |
| Employee compensation and benefits | 225 | 220 | 220* | |
| Card and processing expenses | 81 | 80 | 81* | |
| Information processing and communication | 80 | 76 | 77* | |
| Marketing expenses | 36 | 35 | 38* | |
| Depreciation and amortization | 19 | 19 | 20* | |
| Other | 42 | 42 | 62* | |
| Total non-interest expenses | 483 | 472 | 497* | |
| Income from continuing operations before income taxes | 197 | 243 | 155* | |
| Provision for income taxes | 51 | 62 | 24* | |
| Income from continuing operations | 146 | 181 | 131* | |
| Loss from discontinued operations, net of income taxes | 0 | 0 | -1* | |
| Net income | 146 | 181 | 130 | |
| Dividends declared to preferred stockholders | 2 | 2 | - | |
| Net income available to common stockholders | 144 | 179 | - | |
| Basic EPS | 3.62 | 4.19 | 2.767 | |
| Diluted EPS | 3.55 | 4.15 | 2.721 | |
| Basic Average Shares | 39,900,000 | 42,800,000 | 46,800,000 | |
| Diluted Average Shares | 40,700,000 | 43,200,000 | 47,600,000 | |
BREAD FINANCIAL HOLDINGS, INC. (BFH-PA)
BREAD FINANCIAL HOLDINGS, INC. (BFH-PA)