Financial insights of BUSEP

MyFinsight

For the quarter ending 2025-09-30, BUSEP made $494,392K in revenue. $51,967K in net income. Net profit margin of 10.51%.

Income Overview

Revenue
$494,392K
Net Income
$51,967K
Net Profit Margin
10.51%
EPS
$0.58
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Deposits
Salaries, wages, and employee be...
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Interest and fees on loans	214,357
Taxable interest income	22,146
Non-taxable interest income	1,644
Dividend income on bank stock	871
Other interest income	5,487
Total interest income	244,505
Deposits	84,611
Federal funds purchased and securities sold under agreements to repurchase	976
Short-term borrowings	26
Long-term borrowings	937
Subordinated notes	1,417
Junior subordinated debt owed to unconsolidated trusts	1,401
Total interest expense	89,368
Net interest income	155,137
Provision for credit losses	-985
Net interest income after provision for credit losses	156,122
Noninterest income-Asset Management1	17,184
Noninterest income-Technology Service	5,092
Noninterest income-Treasury Management Services	4,598
Noninterest income-Card Services And ATMFees	4,799
Noninterest income-Other Service Charges On Deposit Accounts	1,617
Mortgage revenue	657
Income on bank owned life insurance	1,623
Realized net gains (losses) on the sale of mortgage servicing rights	0
Realized net gains (losses) on securities	-13
Unrealized net gains (losses) recognized on equity securities	-275
Other noninterest income	5,916
Total noninterest income	41,198
Salaries, wages, and employee benefits	74,145
Data processing	9,714
Net occupancy expense of premises	7,982
Furniture and equipment expenses	2,143
Professional fees	2,931
Amortization of intangible assets	4,507
Interchange expense	1,336
Fdic insurance	3,151
Other noninterest expense	14,109
Total noninterest expense	120,018
Income before income taxes	77,302
Income taxes	20,204
Net income	57,098
Dividends on preferred stock	5,131
Net income available to common stockholders	51,967

Basic earnings per common share (in dollars per share)	0.58
Diluted earnings per common share (in dollars per share)	0.58
Weighted average number of common shares outstanding, basic (in shares)	89,136,898
Weighted average number of common shares outstanding, diluted (in shares)	90,218,382

MyFinsight

Income Overview

Revenue
$494,392K
Net Income
$51,967K
Net Profit Margin
10.51%
EPS
$0.58
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Deposits
Salaries, wages, and employee be...
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Revenue
$494,392K
Net Income
$51,967K
Net Profit Margin
10.51%
EPS
$0.58
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Deposits
Salaries, wages, and employee be...
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$494,392KNet Income$51,967KNet Profit Margin10.51%EPS$0.58Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansDepositsSalaries, wages, and employee be...Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$494,392KNet Income$51,967KNet Profit Margin10.51%EPS$0.58Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansDepositsSalaries, wages, and employee be...Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$494,392K
Net Income
$51,967K
Net Profit Margin
10.51%
EPS
$0.58
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Deposits
Salaries, wages, and employee be...
Others

Revenue
$494,392K
Net Income
$51,967K
Net Profit Margin
10.51%
EPS
$0.58
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Deposits
Salaries, wages, and employee be...
Others