Financial insights of BWFG

MyFinsight

For the quarter ending 2026-03-31, BWFG made $780K in revenue. $11,275K in net income. Net profit margin of 1445.51%.

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Service charges and fees	780	771	779	674
Bank-owned life insurance	358	361	359	352
Gains and fees from sales of loans	2,425	2,184	1,372	1,080
Other	-220	60	-15	-94
Total noninterest income	3,343	3,376	2,495	2,012
Interest and fees on loans	46,787	46,739	46,328	44,128
Interest and dividends on securities	1,784	1,834	1,410	1,478
Interest on cash and cash equivalents	1,965	2,037	2,853	3,043
Total interest and dividend income	50,536	50,610	50,591	48,649
Interest expense on deposits	21,930	22,388	22,585	23,083
Interest expense on borrowings	1,720	1,276	2,019	1,630
Total interest expense	23,650	23,664	24,604	24,713
Net interest income	26,886	26,946	25,987	23,936
(credit) provision for credit losses	-1,029	616	372	-411
Net interest income after (credit) provision for credit losses	27,915	26,330	25,615	24,347
Salaries and employee benefits	9,830	7,717	7,995	7,521
Occupancy and equipment	2,705	2,575	2,469	2,505
Professional services	1,393	1,415	1,412	1,632
Data processing	716	877	633	712
Director fees	363	337	333	333
Fdic insurance	543	612	610	684
Marketing	126	108	140	218
Other	1,213	1,829	1,039	941
Total noninterest expense	16,889	15,470	14,631	14,546
Income before income tax expense	14,369	14,236	13,479	11,813
Income tax expense	3,094	5,092	3,401	2,725
Net income	11,275	9,144	10,078	9,088

Basic EPS	1.42	1.176	1.28	1.16
Diluted EPS	1.41	1.157	1.27	1.15
Basic Average Shares	7,724,253	7,778,184	7,774,887	7,777,469
Diluted Average Shares	7,800,935	7,899,986	7,844,785	7,819,828

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.