For the quarter ending 2025-09-30.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Loans | 7,765 | 8,426 | ||
| Mortgage-backed securities | 127 | 129 | ||
| Investment securities | 216 | 231 | ||
| Money market investments | 459 | 418 | ||
| Total interest income | 8,567 | 9,204 | ||
| Deposits | 3,147 | 3,286 | ||
| Advances and other borrowed money | 288 | 277 | ||
| Total interest expense | 3,435 | 3,563 | ||
| Net interest income | 5,132 | 5,641 | ||
| Financing receivable, excluding accrued interest, credit loss expense (reversal) | -15 | -26 | ||
| Net interest income after provision for (recovery of) credit losses | 5,147 | 5,667 | ||
| Depository fees and charges | 675 | 673 | ||
| Loan fees and service charges | 249 | 158 | ||
| Loss on sale of loans, net | 0 | - | ||
| Grant income | 0 | 0 | ||
| Other | 325 | 437 | ||
| Total non-interest income | 1,249 | 1,268 | ||
| Employee compensation and benefits | 3,532 | 3,681 | ||
| Net occupancy expense | 1,195 | 1,230 | ||
| Equipment, net | 639 | 590 | ||
| Data processing | 704 | 584 | ||
| Consulting fees | 722 | 137 | ||
| Federal deposit insurance premiums | 214 | 233 | ||
| Other | 1,821 | 1,657 | ||
| Total non-interest expense | 8,827 | 8,112 | ||
| Loss before income taxes | -2,431 | -1,177 | ||
| Income tax expense | 0 | 0 | ||
| Net loss | -2,431 | -1,177 | ||
| Basic EPS | -0.46 | -0.22 | ||
| Diluted EPS | -0.46 | -0.22 | ||
| Diluted Average Shares | 5,286,692 | 5,284,388 | ||
CARVER BANCORP INC (CARV)
CARVER BANCORP INC (CARV)