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Income Statement
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Cash Flow
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Balance Sheet
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Income Overview
Net Income
-$2,431K
EPS
-$0.46
Unit: Thousand (K) dollars
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Page 1
Quarterly
123
Page 1
Income Statement
2025-09-30
2025-06-30
Loans
7,765
8,426
Mortgage-backed securities
127
129
Investment securities
216
231
Money market investments
459
418
Total interest income
8,567
9,204
Deposits
3,147
3,286
Advances and other borrowed money
288
277
Total interest expense
3,435
3,563
Net interest income
5,132
5,641
Financing receivable, excluding accrued interest, credit loss expense (reversal)
-15
-26
Net interest income after provision for (recovery of) credit losses
5,147
5,667
Depository fees and charges
675
673
Loan fees and service charges
249
158
Loss on sale of loans, net
0
-
Grant income
0
0
Other
325
437
Total non-interest income
1,249
1,268
Employee compensation and benefits
3,532
3,681
Net occupancy expense
1,195
1,230
Equipment, net
639
590
Data processing
704
584
Consulting fees
722
137
Federal deposit insurance premiums
214
233
Other
1,821
1,657
Total non-interest expense
8,827
8,112
Loss before income taxes
-2,431
-1,177
Income tax expense
0
0
Net loss
-2,431
-1,177
Basic EPS
-0.46
-0.22
Diluted EPS
-0.46
-0.22
Diluted Average Shares
5,286,692
5,284,388
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
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Time Plot
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Income Statement
Loans
$7,765K
Money market
investments
$459K
Investment securities
$216K
Mortgage-backed securities
$127K
Total interest income
$8,567K
Net loss
-$2,431K
Net interest income
$5,132K
Financing receivable,
excluding accrued...
-$15K
Depository fees and charges
$675K
Other
$325K
Loan fees and service
charges
$249K
Total interest
expense
$3,435K
Loss before income
taxes
-$2,431K
Net interest income
after provision for...
$5,147K
Total non-interest
income
$1,249K
Deposits
$3,147K
Advances and other
borrowed money
$288K
Total non-interest
expense
$8,827K
Employee compensation
and benefits
$3,532K
Other
$1,821K
Net occupancy
expense
$1,195K
Consulting fees
$722K
Data processing
$704K
Equipment, net
$639K
Federal deposit
insurance premiums
$214K
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CARVER BANCORP INC (CARV)
CARVER BANCORP INC (CARV)