Financial insights of CMA-PB

MyFinsight

For the quarter ending 2025-09-30.

Income Statement	2025-09-30
Interest and fees on loans	779
Interest on investment securities	105
Interest on short-term investments	62
Total interest income	946
Interest on deposits	280
Interest on short-term borrowings	11
Interest on medium- and long-term debt	81
Total interest expense	372
Net interest income	574
Provision for credit losses	22
Net interest income after provision for credit losses	552
Card fees	57
Fiduciary income	51
Service charges on deposit accounts	47
Capital markets income	37
Commercial lending fees	17
Brokerage fees	14
Letter of credit fees	13
Bank-owned life insurance	10
Risk management hedging income (loss)	4
Other noninterest income	14
Total noninterest income	264
Salaries and benefits expense	353
Outside processing fee expense	69
Software expense	50
Occupancy expense	48
Equipment expense	13
Fdic insurance expense	10
Advertising expense	10
Other noninterest expenses	36
Total noninterest expenses	589
Income before income taxes	227
Provision for income taxes	51
Net income	176
Income allocated to participating securities	1
Preferred stock dividends and other	0
Net income attributable to common shares	175

Basic EPS	1.36
Diluted EPS	1.35
Basic Average Shares	128,000,000
Diluted Average Shares	130,000,000

Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.