cubi-pf: the income statement

MyFinsight

For the quarter ending 2025-09-30, CUBI-PF made $656,454K in revenue. $73,726K in net income. Net profit margin of 11.23%.

Income Overview

Revenue
$656,454K
Net Income
$73,726K
Net Profit Margin
11.23%
EPS
$2.2
Unit: Thousand (K) dollars
Revenue Breakdown
Loans and leases
Deposits
Interest earning deposits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Loans and leases	272,131
Investment securities	36,091
Interest earning deposits	49,639
Loans held for sale	1,589
Other	2,029
Total interest income	361,479
Deposits	141,983
Fhlb advances	12,945
Subordinated debt	3,251
Other borrowings	1,388
Total interest expense	159,567
Net interest income	201,912
Provision for credit losses	26,543
Net interest income after provision for credit losses	175,369
Commercial lease income	11,536
Loan fees	11,443
Bank-owned life insurance	2,165
Mortgage finance transactional fees	1,298
Net gain (loss) on sale of loans and leases	0
Net (gain) loss on sale of investment securities	186
Impairment loss on debt securities	0
Unrealized gain on equity method investments	0
Other	3,563
Total non-interest income	30,191
Salaries and employee benefits	48,723
Technology, communication and bank operations	10,415
Commercial lease depreciation	9,463
Professional services	12,281
Loan servicing	4,167
Occupancy	4,370
Fdic assessments, non-income taxes and regulatory fees	8,505
Advertising and promotion	636
Other	6,657
Total non-interest expense	105,217
Income before income tax expense (benefit)	100,343
Income tax expense (benefit)	24,598
Net income	75,745
Preferred stock dividends	2,019
Loss on redemption of preferred stock	0
Net income available to common shareholders, basic	73,726
Net income available to common shareholders, diluted	73,726

Basic earnings per common share (usd per share)	2.28
Diluted earnings per common share (usd per share)	2.2
Weighted-average number of common shares diluted (shares)	33,460,055
Weighted-average number of common shares outstanding basic (shares)	32,340,813

MyFinsight

Income Overview

Revenue
$656,454K
Net Income
$73,726K
Net Profit Margin
11.23%
EPS
$2.2
Unit: Thousand (K) dollars
Revenue Breakdown
Loans and leases
Deposits
Interest earning deposits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Revenue
$656,454K
Net Income
$73,726K
Net Profit Margin
11.23%
EPS
$2.2
Unit: Thousand (K) dollars
Revenue Breakdown
Loans and leases
Deposits
Interest earning deposits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$656,454KNet Income$73,726KNet Profit Margin11.23%EPS$2.2Unit: Thousand (K) dollarsRevenue BreakdownLoans and leasesDepositsInterest earning depositsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$656,454KNet Income$73,726KNet Profit Margin11.23%EPS$2.2Unit: Thousand (K) dollarsRevenue BreakdownLoans and leasesDepositsInterest earning depositsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$656,454K
Net Income
$73,726K
Net Profit Margin
11.23%
EPS
$2.2
Unit: Thousand (K) dollars
Revenue Breakdown
Loans and leases
Deposits
Interest earning deposits
Others

Revenue
$656,454K
Net Income
$73,726K
Net Profit Margin
11.23%
EPS
$2.2
Unit: Thousand (K) dollars
Revenue Breakdown
Loans and leases
Deposits
Interest earning deposits
Others