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For the quarter ending 2026-03-31, ENBP has $2,424,338K in assets. $2,260,951K in debts. $89,520K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
93.26%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans (net of unearned income)
    • Securities available for sale (a...
    • Interest-bearing deposits in oth...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Retained earnings
    • Others

Balance Sheets
2026-03-31
2025-09-30
2025-06-30
Loans (net of unearned income)
-1,482,275 1,463,259
Less allowance for credit losses
-16,637 16,543
Net loans
-1,465,638 1,446,716
Cash and due from banks
8,923 8,049 10,477
Interest-bearing deposits in other banks
80,597 40,351 54,792
Total cash and cash equivalents
89,520 48,400 65,269
Securities available for sale (at fair value, net of allowance for credit losses of 0)
564,075 590,368 592,093
Equity securities (at fair value)
9,559 9,575 9,827
Loans held for sale
1,229 1,250 2,282
Loans (net of unearned income)
1,647,855 --
Less allowance for credit losses
18,981 --
Net loans
1,628,874 --
Premises and equipment
34,335 31,182 29,552
Regulatory stock
11,667 10,867 10,970
Goodwill
6,712 --
Core deposit intangible
2,663 --
Other real estate owned
--989
Bank owned life insurance
35,745 36,758 36,495
Other assets
39,959 28,553 31,710
Total assets
2,424,338 2,222,591 2,225,903
Noninterest-bearing
691,753 623,270 628,757
Interest-bearing
1,374,595 1,261,479 1,267,769
Total deposits
2,066,348 1,884,749 1,896,526
Short-term borrowings
60,000 60,000 60,000
Long-term debt
60,038 70,822 75,822
Subordinated debt
61,474 39,836 39,796
Other liabilities
13,091 15,196 14,277
Total liabilities
2,260,951 2,070,603 2,086,421
Common stock, par value 0.10 shares authorized 24,000,000 issued 5,739,114 and outstanding 5,703,137 as of 3/31/26, 5,692,991 as of 12/31/25, and 5,669,069 as of 3/31/25
574 574 574
Capital surplus
4,041 3,989 3,966
Retained earnings
182,480 174,990 170,094
Accumulated other comprehensive loss, net of tax
-23,051 -26,843 -34,217
Less treasury stock cost on 35,977 shares as of 3/31/26, 46,123 shares as of 12/31/25 and 70,045 as of 3/31/25
657 722 935
Total stockholders' equity
163,387 151,988 139,482
Total liabilities and stockholders' equity
2,424,338 2,222,591 2,225,903
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans (net of unearnedincome)$1,647,855K Interest-bearing deposits inother banks$80,597K Cash and due frombanks$8,923K Net loans$1,628,874K Securities available forsale (at fair value,...$564,075K Total cash and cashequivalents$89,520K Other assets$39,959K Bank owned lifeinsurance$35,745K Premises and equipment$34,335K Regulatory stock$11,667K Equity securities (atfair value)$9,559K Goodwill$6,712K Core depositintangible$2,663K Loans held for sale$1,229K Less allowance forcredit losses$18,981K Total assets$2,424,338K Total liabilities andstockholders' equity$2,424,338K Total liabilities$2,260,951K Total stockholders'equity$163,387K Accumulated othercomprehensive loss, net of tax-$23,051K Less treasury stockcost on 35,977 shares...$657K Total deposits$2,066,348K Subordinated debt$61,474K Long-term debt$60,038K Short-term borrowings$60,000K Other liabilities$13,091K Retained earnings$182,480K Capital surplus$4,041K Common stock, par value0.10 shares...$574K Interest-bearing$1,374,595K Noninterest-bearing$691,753K

ENB Financial Corp (ENBP)

ENB Financial Corp (ENBP)