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For the quarter ending 2025-09-30, ENBP has $2,222,591K in assets. $2,070,603K in debts. $48,400K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
93.16%
Assets Breakdown
    • Loans (net of unearned income)
    • Securities available for sale (a...
    • Interest-bearing deposits in oth...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Retained earnings
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-09-30
2025-06-30
Cash and due from banks
8,049 10,477
Interest-bearing deposits in other banks
40,351 54,792
Total cash and cash equivalents
48,400 65,269
Securities available for sale (at fair value, net of allowance for credit losses of 0)
590,368 592,093
Equity securities (at fair value)
9,575 9,827
Loans held for sale
1,250 2,282
Loans (net of unearned income)
1,482,275 1,463,259
Less allowance for credit losses
16,637 16,543
Net loans
1,465,638 1,446,716
Premises and equipment
31,182 29,552
Regulatory stock
10,867 10,970
Other real estate owned
-989
Bank owned life insurance
36,758 36,495
Other assets
28,553 31,710
Total assets
2,222,591 2,225,903
Noninterest-bearing
623,270 628,757
Interest-bearing
1,261,479 1,267,769
Total deposits
1,884,749 1,896,526
Short-term borrowings
60,000 60,000
Long-term debt
70,822 75,822
Subordinated debt
39,836 39,796
Other liabilities
15,196 14,277
Total liabilities
2,070,603 2,086,421
Common stock, par value 0.10 sharesauthorized 24,000,000 issued 5,739,114 and outstanding 5,696,191 as of 9/30/25, 5,655,270 as of 12/31/24, and,5,640,530 as of 9/30/24
574 574
Capital surplus
3,989 3,966
Retained earnings
174,990 170,094
Accumulated other comprehensive loss, net of tax
-26,843 -34,217
Less treasury stock cost on 42,923 shares as of 9/30/25,83,844 shares as of 12/31/24 and 98,584 as of 9/30/24
722 935
Total stockholders' equity
151,988 139,482
Total liabilities and stockholders' equity
2,222,591 2,225,903
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans (net of unearnedincome)$1,482,275K Interest-bearing deposits inother banks$40,351K Cash and due frombanks$8,049K Other assets$28,553K Bank owned lifeinsurance$36,758K Regulatory stock$10,867K Premises and equipment$31,182K Net loans$1,465,638K Loans held for sale$1,250K Equity securities (atfair value)$9,575K Securities available forsale (at fair value,...$590,368K Total cash and cashequivalents$48,400K Less allowance forcredit losses$16,637K Total assets$2,222,591K Total liabilities andstockholders' equity$2,222,591K Total stockholders'equity$151,988K Total liabilities$2,070,603K Less treasury stockcost on 42,923 shares...$722K Accumulated othercomprehensive loss, net of tax-$26,843K Retained earnings$174,990K Other liabilities$15,196K Subordinated debt$39,836K Long-term debt$70,822K Short-term borrowings$60,000K Total deposits$1,884,749K Capital surplus$3,989K Common stock, par value0.10...$574K Interest-bearing$1,261,479K Noninterest-bearing$623,270K

ENB Financial Corp (ENBP)

ENB Financial Corp (ENBP)