Financial insights of FCNCB

MyFinsight

For the quarter ending 2025-09-30, FCNCB made $2,433M in revenue. $554M in net income. Net profit margin of 22.77%.

Unit: Million (M) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Total revenue	2,433
Depreciation on operating lease equipment	98
General Bank Segment-Operating Segments	0
Commercial Bank Segment-Operating Segments	0
Operating Segments-SVBCommercial Segment	0
Operating Segments-Rail Segment	67
Corporate Non Segment	0
Maintenance and other operating lease expenses	67
Personnel cost	817
General Bank Segment-Operating Segments	0
Commercial Bank Segment-Operating Segments	0
Operating Segments-SVBCommercial Segment	0
Operating Segments-Rail Segment	0
Corporate Non Segment	28
Acquisition-related expenses	28
All other noninterest expense	481
Total noninterest expense	1,491
Provision for credit losses	191
Income before income taxes	751
Income tax expense	183
Net income	568
Preferred stock dividends	14
Net income available to common shareholders, diluted	554

Basic (in dollars per share)	43.08
Basic (in shares)	12,849,339
Diluted (in dollars per share)	43.08
Diluted (in shares)	12,849,339