fgbip: the income statement

MyFinsight

First Guaranty Bancshares, Inc. (FGBIP)

For the quarter ending 2025-06-30, FGBIP made $54,299K in revenue. -$7,885K in net income. Net profit margin of -14.52%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Less (benefit) provision for income taxes	-2,178
Other	544
Net gains on sale of loans	-
Net gains on sale of assets	-
Net gains on securities	-
Atm and debit card fees	778
Service charges, commissions and fees	834
Total noninterest income	2,156
Other	6,819
Occupancy and equipment expense	2,605
Salaries and employee benefits	7,843
Total noninterest expense	17,267
Less provision for credit losses	16,610
Time deposits	15,196
Savings deposits	1,336
Demand deposits	12,708
Borrowings	2,841
Total interest expense	32,081
Deposits with other banks	7,511
Loans (including fees)	41,013
Securities (including fhlb stock)	5,797
Total interest income	54,321
Net interest income	22,240
Net interest income after provision for credit losses	5,630
(loss) income before income taxes	-9,481
Net (loss) income	-7,303
Less preferred stock dividends	582
Net (loss) income available to common shareholders	-7,885

(loss) earnings (in dollars per share)	-0.61
Weighted average common shares outstanding (in shares)	12,910,785

Unit: Thousand (K) dollars (except for numbers of shares and EPS)