Financial insights of FHB

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31	2024-12-31
Loans and lease financing	774,419	-
Available-for-sale investment securities	54,086	-
Held-to-maturity investment securities	64,577	-
Other	58,221	-
Total interest income	951,303	-
Deposits	279,290	-
Short-term and long-term borrowings	7,421	-
Other	850	-
Total interest expense	287,561	-
Net interest income	663,742	-
Provision for credit losses	27,200	-
Net interest income after provision for credit losses	636,542	-
Service charges on deposit accounts	31,636	-
Credit and debit card fees	61,807	-
Other service charges and fees	53,153	-
Trust and investment services income	36,941	-
Bank-owned life insurance	20,613	-
Investment securities gains (losses), net	37	-
Other	12,859	-
Total noninterest income	217,046	-
Salaries and employee benefits	245,906	-
Contracted services and professional fees	60,297	-
Occupancy	30,224	-
Equipment	56,292	-
Regulatory assessment and fees	12,080	-
Advertising and marketing	8,573	-
Card rewards program	33,363	-
Other	52,610	-
Total noninterest expense	499,345	501,189
Income before provision for income taxes	354,243	-
Provision for income taxes	77,977	-
Net income	276,266	-

Basic EPS	2.21	1.8
Diluted EPS	2.2	1.79
Basic Average Shares	124,793,785	127,702,573
Diluted Average Shares	125,509,146	128,325,865