Financial insights of FHN-PH

MyFinsight

For the quarter ending 2026-03-31.

Income Statement	2026-03-31
Interest and fees on loans and leases	885
Interest and fees on loans held for sale	7
Interest on investment securities	71
Interest on trading securities	23
Interest on other earning assets	18
Total interest income	1,004
Interest on deposits	284
Interest on trading liabilities	7
Interest on short-term borrowings	28
Interest on term borrowings	18
Total interest expense	337
Funds transfer pricing	0
Net interest income	667
Provision for credit losses	15
Net interest income after provision for credit losses	652
Fixed income	53
Deposit transactions and cash management	43
Brokerage, management fees and commissions	29
Card and digital banking fees	18
Other service charges and fees	16
Trust services and investment management	13
Mortgage banking income	9
Securities gains (losses), net	-1
Other income	15
Total noninterest income	195
Personnel expense	289
Computer software	38
Net occupancy expense	35
Operations services	25
Legal and professional fees	16
Deposit insurance expense	13
Equipment expense	11
Advertising and public relations	10
Amortization of intangible assets	8
Other expense	60
Cost allocations	0
Total noninterest expense	505
Income before income taxes	342
Income tax expense	76
Net income	266
Net income attributable to noncontrolling interest	4
Net income attributable to controlling interest	262
Preferred stock dividends	5
Net income available to common shareholders	257

Basic EPS	0.54
Diluted EPS	0.53
Basic Average Shares	480,307,000
Diluted Average Shares	486,868,000

Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.