| Balance Sheets | 2025-09-30 | |||
|---|---|---|---|---|
| Cash and due from banks | 89,005 | |||
| Interest-bearing deposits in bank | 96,940 | |||
| Total cash and cash equivalents | 185,945 | |||
| Securities available for sale, at fair value (amortized cost of 962,457 and 972,720, respectively) | 923,592 | |||
| Securities held to maturity, at amortized cost (net of allowance for credit losses of 2) (fair value of 78,477 and 104,556, respectively) | 87,625 | |||
| Loans held for sale | 2,252 | |||
| Loan, held-in-portfolio, principal outstanding | 4,555,937 | |||
| Net deferred loan (fees) costs | -34,486 | |||
| Principal amount outstanding | 4,590,423 | |||
| Loans, allowance for credit losses | 47,292 | |||
| Loans (net of allowance for credit losses of 47,291 and 48,041, respectively) | 4,543,131 | |||
| Company owned life insurance | 173,599 | |||
| Premises and equipment, net | 39,198 | |||
| Goodwill and other intangible assets, net | 60,443 | |||
| Other assets | 272,267 | |||
| Total assets | 6,288,052 | |||
| Noninterest-bearing demand | 959,404 | |||
| Interest-bearing demand | 776,445 | |||
| Savings and money market | 1,955,832 | |||
| Time deposits | 1,666,128 | |||
| Total deposits | 5,357,809 | |||
| Short-term borrowings | 55,000 | |||
| Long-term borrowings, net of issuance costs of 0and 158, respectively | 115,000 | |||
| Other liabilities | 138,523 | |||
| Total liabilities | 5,666,332 | |||
| Series AThree Percentage Preferred Stock | 143 | |||
| Series B1Eight Point Four Eight Percentage Preferred Stock | 17,142 | |||
| Total preferred equity | 17,285 | |||
| Common stock, 0.01 par value 50,000,000 shares authorized 20,699,556 shares issued | 207 | |||
| Additional paid-in capital | 233,629 | |||
| Retained earnings | 423,762 | |||
| Accumulated other comprehensive loss | -36,758 | |||
| Treasury stock, at cost, 569,923 and 622,984 shares, respectively | 16,405 | |||
| Total shareholders equity | 621,720 | |||
| Total liabilities and shareholders equity | 6,288,052 | |||
FINANCIAL INSTITUTIONS INC (FIISP)
FINANCIAL INSTITUTIONS INC (FIISP)