Financial insights of FREJO

MyFinsight

For the year ending 2025-12-31, FREJO made $172,486M in revenue. -$78M in net income. Net profit margin of -0.05%.

Unit: Million (M) dollars (except for numbers of shares and EPS)

Income Statement	2025-12-31
Interest income	129,820
Interest expense, operating	108,417
Net interest income	21,403
Guarantee income	1,592
Investment gains (losses), net	-209
Other income	485
Non-interest income	1,868
Net revenues	23,271
(provision) benefit for credit losses	1,290
Salaries and employee benefits	1,711
Professional services, technology, and occupancy	1,175
Credit enhancement expense	2,082
Legislative and regulatory assessments	3,323
Other expense	329
Non-interest expense	8,620
Income before income tax expense	13,361
Income tax expense	2,630
Net income	10,731
Net revenues	23,271
(provision) benefit for credit losses	1,290
Salaries and employee benefits	1,711
Professional services, technology, and occupancy	1,175
Credit enhancement expense	2,082
Legislative and regulatory assessments	3,323
Other expense	329
Non-interest expense	8,620
Income before income tax expense	13,361
Income tax expense	2,630
Net income	10,731
Other comprehensive income (loss), net of taxes and reclassification adjustments	78
Comprehensive income	10,809
Amounts attributable to senior preferred stock	10,809
Net income (loss) attributable to common stockholders - basic	-78
Net income (loss) attributable to common stockholders - diluted	-78

Net income (loss) per common share - basic	-0.02
Net income (loss) per common share - diluted	-0.02
Weighted average common shares outstanding - basic	3,234,000,000
Weighted average common shares outstanding - diluted	3,234,000,000