Financial insights of FSUN

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$21,059K
EPS
$0.76
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-09-30
Fee Income Loans And Leases	103,065	104,498
Fee Income Loans And Leases	4,493	4,594
Dividend Income Securities Operating	4,054	4,362
Dividend Income Securities Operating	12	14
Other interest income	4,502	7,660
Total interest income	116,126	121,128
Interest expense on deposits	32,779	38,525
Interest expense on securities sold under agreements to repurchase	41	37
Interest expense on other borrowed funds	527	1,613
Total interest expense	33,347	40,175
Net interest income	82,779	80,953
Provision for credit losses	8,250	10,100
Net interest income after credit loss expense	74,529	70,853
Service charges on deposit accounts	-	2,162
Deposit account service fees	2,096	-
Treasury management service fees	4,613	4,402
Credit and debit card fees	2,713	2,671
Trust and investment advisory fees	1,489	1,536
Mortgage banking services, net	14,315	12,641
Loss on other real estate owned and foreclosed assets activity, net	-	-27
Other noninterest income	1,949	2,948
Total noninterest income	27,175	26,333
Salary and employee benefits	47,356	44,822
Occupancy, equipment and software	10,006	9,591
Amortization and impairment of intangible assets	507	578
Terminated merger related expenses	-	0
Merger related expenses	2,681	-
Other noninterest expenses	14,791	13,910
Total noninterest expense	75,341	68,901
Income before income taxes	26,363	28,285
Provision for income taxes	4,780	5,111
Net income	21,583	23,174
Net unrealized (loss) gain on securities available-for-sale	-524	7,935
Other comprehensive (loss) income	524	-7,935
Comprehensive income	21,059	31,109

Basic EPS	0.77	0.83
Diluted EPS	0.76	0.82
Basic Average Shares	27,851,041	27,801,255
Diluted Average Shares	28,316,608	28,291,778

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$21,059K
EPS
$0.76
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$21,059K
EPS
$0.76
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$21,059KEPS$0.76Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$21,059KEPS$0.76Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$21,059K
EPS
$0.76
Unit: Thousand (K) dollars

Net Income
$21,059K
EPS
$0.76
Unit: Thousand (K) dollars