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Income Overview

Net Income
-$25,408K
EPS
-$0.49
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-09-30
Fee Income Loans And Leases
186,808
103,065
104,498
Fee Income Loans And Leases
8,232
4,493
4,594
Dividend Income Securities Operating
25,024
4,054
4,362
Dividend Income Securities Operating
38
12
14
Other interest income
9,914
4,502
7,660
Total interest income
230,016
116,126
121,128
Interest expense on deposits
81,894
32,779
38,525
Interest expense on securities sold under agreements to repurchase
152
41
37
Interest expense on other borrowed funds
4,775
527
1,613
Total interest expense
86,821
33,347
40,175
Net interest income
143,195
82,779
80,953
Provision for credit losses
40,400
8,250
10,100
Net interest income after credit loss expense
102,795
74,529
70,853
Deposit account service fees
2,292
2,096
-
Service charges on deposit accounts
-
-
2,162
Treasury management service fees
5,067
4,613
4,402
Credit and debit card fees
2,952
2,713
2,671
Trust and investment advisory fees
9,413
1,489
1,536
Mortgage banking services, net
15,958
14,315
12,641
Loss on other real estate owned and foreclosed assets activity, net
-
-
-27
Other noninterest income
5,266
1,949
2,948
Total noninterest income
40,948
27,175
26,333
Salary and employee benefits
68,744
47,356
44,822
Occupancy, equipment and software
15,504
10,006
9,591
Customer service costs
2,742
-
-
Amortization and impairment of intangible assets
4,237
507
578
Terminated merger related expenses
-
-
0
Merger related expenses
57,559
2,681
-
Other noninterest expenses
22,926
14,791
13,910
Total noninterest expense
171,712
75,341
68,901
(loss) income before income taxes
-27,969
26,363
28,285
(benefit) provision for income taxes
-5,119
4,780
5,111
Net (loss) income
-22,850
21,583
23,174
Net unrealized (loss) gain on securities available-for-sale
-2,560
-524
7,935
Reclassification adjustments for net loss on sales of available-for-sale securities
2
-
-
Other comprehensive (loss) income
2,558
524
-7,935
Comprehensive (loss) income
-25,408
21,059
31,109
Basic EPS
-0.49
0.77
0.83
Diluted EPS
-0.49
0.76
0.82
Basic Average Shares
46,722,106
27,851,041
27,801,255
Diluted Average Shares
46,722,106
28,316,608
28,291,778
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Income Statement

Fee Income Loans AndLeases$186,808K Dividend IncomeSecurities Operating$25,024K Other interest income$9,914K Fee Income Loans AndLeases$8,232K Dividend IncomeSecurities Operating$38K Comprehensive (loss) income-$25,408K Total interest income$230,016K Net (loss) income-$22,850K Other comprehensive(loss) income$2,558K (benefit) provision forincome taxes-$5,119K Reclassification adjustments fornet loss on sales of...$2K Net interest income$143,195K Mortgage bankingservices, net$15,958K Trust and investmentadvisory fees$9,413K Other noninterestincome$5,266K Treasury managementservice fees$5,067K Credit and debit cardfees$2,952K Deposit account servicefees$2,292K Total interestexpense$86,821K (loss) income beforeincome taxes-$27,969K Net unrealized(loss) gain on...-$2,560K Net interest incomeafter credit loss...$102,795K Total noninterestincome$40,948K Provision for creditlosses$40,400K Interest expense ondeposits$81,894K Interest expense on otherborrowed funds$4,775K Interest expense onsecurities sold under...$152K Total noninterestexpense$171,712K Salary and employeebenefits$68,744K Merger relatedexpenses$57,559K Other noninterestexpenses$22,926K Occupancy, equipment andsoftware$15,504K Amortization and impairmentof intangible...$4,237K Customer service costs$2,742K

FIRSTSUN CAPITAL BANCORP (FSUN)

FIRSTSUN CAPITAL BANCORP (FSUN)