gnty: the income statement

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GUARANTY BANCSHARES INC TX (GNTY)

For the quarter ending 2025-06-30, GNTY made $46,692K in revenue. $10,002K in net income. Net profit margin of 21.42%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax provision	2,535
Other income	2,287
Net realized gain on sale of loans	339
Merchant and debit card fees	1,861
Service charges	1,073
Total noninterest income	5,560
Other expenses	5,825
Occupancy expenses	3,093
Employee compensation and benefits	11,788
Total noninterest expense	20,706
Reversal of provision for credit losses	-
Nontaxable	1,063
Taxable	4,656
Loans, including fees	33,782
Nonmarketable equity securities	93
Federal funds sold and interest-bearing deposits	1,557
Total interest income	41,151
Subordinated debt	467
Other borrowed money	258
Deposits	12,762
Fhlb advances and federal funds purchased	-
Total interest expense	13,487
Net interest income	27,664
Net interest income after reversal of provision for credit losses	27,664
Income before income taxes	12,518
Net earnings	9,983
Net loss attributable to noncontrolling interest	-19
Net earnings attributable to guaranty bancshares, inc	10,002

Earnings per share, basic, total	0.88
Earnings per share, diluted, total	0.87
Weighted average number of shares outstanding, basic, total	11,343,034
Weighted average number of shares outstanding, diluted	11,432,795

Unit: Thousand (K) dollars (except for numbers of shares and EPS)