Financial insights of JCAP

MyFinsight

For the quarter ending 2025-09-30, JCAP made $150,842K in revenue. $33,339K in net income. Net profit margin of 22.10%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Total revenues	150,842	152,708
Provision for credit losses	569	560
Salaries and benefits	23,314	6,254
Servicing expenses	47,609	43,546
Depreciation and amortization	1,350	1,250
Professional fees	3,743	9,444
Other selling, general and administrative	4,221	5,013
Total operating expenses	80,237	65,507
Net operating income	70,036	86,641
Interest expense	26,467	25,824
Foreign exchange and other income (expense)	1,944	1,089
Total other expense	-24,523	-24,735
Income before income taxes	45,513	61,906
Provision for income taxes	7,151	14,255
Net income	38,362	47,651
Foreign currency translation gain / (loss)	-5,023	14,432
Comprehensive income	33,339	62,083

Earnings per share, basic	0.59	18.61
Earnings per share, diluted	0.59	16.76
Weighted average number of shares outstanding, basic	58,279,000	2,561,000
Weighted average number of shares outstanding, diluted	58,279,000	2,843,000