jcap: the income statement

MyFinsight

Jefferson Capital, Inc. DE (JCAP)

For the quarter ending 2025-06-30, JCAP made $152,708K in revenue. $62,083K in net income. Net profit margin of 40.65%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Total revenues	152,708
Provision for credit losses	560
Salaries and benefits	6,254
Professional fees	9,444
Other selling, general and administrative	5,013
Depreciation and amortization	1,250
Servicing expenses	43,546
Total operating expenses	65,507
Net operating income	86,641
Interest expense	25,824
Foreign exchange and other income (expense)	1,089
Total other expense	-24,735
Income before income taxes	61,906
Provision for income taxes	14,255
Net income	47,651
Foreign currency translation gain / (loss)	14,432
Comprehensive income	62,083

Earnings per share, basic	18.61
Earnings per share, diluted	16.76
Weighted average number of shares outstanding, basic	2,561,000
Weighted average number of shares outstanding, diluted	2,843,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS)