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Balance Sheets Overview

Debt to Asset Ratio
91.79%
Unit: Thousand (K) dollars
Assets Breakdown
    • Total loans and leases
    • Cash and due from banks
    • Loans held for sale
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Retained earnings
    • Noninterest-bearing
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
927,630
816,135
864,904
892,445
Certificates of deposit with other banks
250
250
250
250
Investment securities available-for-sale
1,467,855
1,434,538
1,427,401
1,373,219
Loans held for sale
511,812
435,313
420,055
360,693
Receivables Not Under The Fair Value Option
12,436,582
11,950,810
11,749,209
11,307,752
Receivables Under The Fair Value Option
232,088
244,940
260,625
280,291
Total loans and leases
12,668,670
12,195,750
12,009,834
11,588,043
Retained loan discount and net deferred costs
-37,811
-37,534
-36,212
-33,225
Loans and leases held for investment (includes 232,088 and 260,625 measured at fair value, respectively)
12,630,859
12,158,216
11,973,622
11,554,818
Allowance for credit losses on loans and leases
193,417
193,279
192,264
185,700
Net loans and leases
12,437,442
11,964,937
11,781,358
11,369,118
Premises and equipment, net
231,198
235,329
240,203
241,140
Foreclosed assets
11,017
12,005
8,208
11,024
Servicing assets (includes 66,575 and 62,941 measured at fair value, respectively)
66,733
64,677
63,155
62,491
Other assets
384,204
336,849
329,244
355,522
Total assets
16,038,141
15,300,033
15,134,778
14,665,902
Noninterest-bearing
605,237
510,917
515,051
494,019
Interest-bearing
13,942,289
13,324,141
13,173,608
12,796,704
Total deposits
14,547,526
13,835,058
13,688,659
13,290,723
Borrowings
99,766
99,746
102,404
105,045
Other liabilities
73,931
83,468
89,609
67,585
Total liabilities
14,721,223
14,018,272
13,880,672
13,463,353
Series a preferred stock, no par value, 1,000,000 shares authorized, 100,000 shares issued and outstanding at june30, 2026 and december31, 2025-Series APreferred Stock
96,266
96,266
96,266
96,266
Class a common stock, no par value, 100,000,000 shares authorized, 46,283,620 and 46,032,402 shares issued and outstanding at june30, 2026 and december31, 2025, respectively-Common Class A
399,396
392,258
388,389
383,288
Common stock-Common Class B
-
-
0
-
Retained earnings
869,757
836,444
809,885
770,820
Accumulated other comprehensive loss
-52,555
-47,352
-44,672
-52,151
Total shareholders' equity attributed to live oak bancshares, inc
1,312,864
1,277,616
1,249,868
1,198,223
Non-controlling interest
4,054
4,145
4,238
4,326
Total shareholders equity
1,316,918
1,281,761
1,254,106
1,202,549
Total liabilities and shareholders equity
16,038,141
15,300,033
15,134,778
14,665,902
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Receivables Not Under TheFair Value Option$12,436,582K Receivables Under The FairValue Option$232,088K Total loans and leases$12,668,670K Loans and leases heldfor investment...$12,630,859K Retained loan discountand net deferred...-$37,811K Net loans and leases$12,437,442K Investment securitiesavailable-for-sale$1,467,855K Cash and due frombanks$927,630K Loans held for sale$511,812K Other assets$384,204K Premises and equipment,net$231,198K Servicing assets(includes 66,575 and...$66,733K Foreclosed assets$11,017K Certificates of deposit withother banks$250K Allowance for creditlosses on loans and...$193,417K Total assets$16,038,141K Total liabilities andshareholders equity$16,038,141K Total liabilities$14,721,223K Total shareholdersequity$1,316,918K Total deposits$14,547,526K Borrowings$99,766K Other liabilities$73,931K Total shareholders'equity attributed to...$1,312,864K Non-controlling interest$4,054K Accumulated othercomprehensive loss-$52,555K Interest-bearing$13,942,289K Noninterest-bearing$605,237K Retained earnings$869,757K Class a common stock,no par value,...$399,396K Series a preferredstock, no par value,...$96,266K

Live Oak Bancshares, Inc. (LOB-PA)

Live Oak Bancshares, Inc. (LOB-PA)