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For the quarter ending 2025-09-30, LOB-PA has $14,665,902K in assets. $13,463,353K in debts.

Balance Sheets Overview

Debt to Asset Ratio
91.80%
Assets Breakdown
    • Receivables Not Under The Fair V...
    • Investment securities available-...
    • Cash and due from banks
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Retained earnings
    • Noninterest-bearing
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-09-30
2024-12-31
Cash and due from banks
892,445 608,800
Certificates of deposit with other banks
250 250
Investment securities available-for-sale
1,373,219 1,248,203
Loans held for sale
360,693 346,002
Receivables Not Under The Fair Value Option
11,307,752 9,934,609
Receivables Under The Fair Value Option
280,291 328,746
Total loans and leases
11,588,043 10,263,355
Retained loan discount and net deferred costs
-33,225 -29,981
Loans and leases held for investment (includes 280,291 and 328,746 measured at fair value, respectively)
11,554,818 10,233,374
Allowance for credit losses on loans and leases
185,700 167,516
Net loans and leases
11,369,118 10,065,858
Premises and equipment, net
241,140 264,059
Foreclosed assets
11,024 1,944
Servicing assets (includes 62,321 and 55,788 measured at fair value, respectively)
62,491 56,144
Other assets
355,522 352,120
Total assets
14,665,902 12,943,380
Noninterest-bearing
494,019 318,890
Interest-bearing
12,796,704 11,441,604
Total deposits
13,290,723 11,760,494
Borrowings
105,045 112,820
Other liabilities
67,585 66,570
Total liabilities
13,463,353 11,939,884
Preferred stock, no par value, 1,000,000 authorized, none issued or outstanding at december31, 2024 and december31, 2023
-0
Series a preferred stock, no par value, 1,000,000 shares authorized, 100,000 shares and 0 shares, issued and outstanding at september30, 2025 and december31, 2024, respectively-Series APreferred Stock
96,266 -
Class a common stock, no par value, 100,000,000 shares authorized, 45,855,739 and 45,359,425 shares issued and outstanding at september30, 2025 and december31, 2024, respectively-Common Class A
383,288 365,607
Common stock-Common Class B
-0
Retained earnings
770,820 715,767
Accumulated other comprehensive loss
-52,151 -82,344
Total shareholders' equity attributed to live oak bancshares, inc
1,198,223 999,030
Non-controlling interest
4,326 4,466
Total shareholders equity
1,202,549 1,003,496
Total liabilities and shareholders equity
14,665,902 12,943,380
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Receivables Under The FairValue Option$280,291K Receivables Not Under TheFair Value Option$11,307,752K Total loans and leases$11,588,043K Loans and leases heldfor investment...$11,554,818K Retained loan discountand net deferred...-$33,225K Other assets$355,522K Servicing assets(includes 62,321 and...$62,491K Foreclosed assets$11,024K Premises and equipment,net$241,140K Net loans and leases$11,369,118K Loans held for sale$360,693K Investment securitiesavailable-for-sale$1,373,219K Certificates of deposit withother banks$250K Cash and due frombanks$892,445K Allowance for creditlosses on loans and...$185,700K Total assets$14,665,902K Total liabilities andshareholders equity$14,665,902K Total shareholdersequity$1,202,549K Total liabilities$13,463,353K Non-controlling interest$4,326K Total shareholders'equity attributed to...$1,198,223K Other liabilities$67,585K Borrowings$105,045K Total deposits$13,290,723K Accumulated othercomprehensive loss-$52,151K Retained earnings$770,820K Class a common stock,no par value,...$383,288K Series a preferredstock, no par value,...$96,266K Interest-bearing$12,796,704K Noninterest-bearing$494,019K

Live Oak Bancshares, Inc. (LOB-PA)

Live Oak Bancshares, Inc. (LOB-PA)