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Balance Sheets Overview

Debt to Asset Ratio
44.66%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans receivable
    • Cash and due from banks
    • Property and equipment, net
    • Others
Liabilities Breakdown
    • Interest bearing deposits
    • Retained earnings
    • Additional paid-in capital
    • Others
Balance Sheets
2026-06-30
2025-12-31
2025-09-30
2025-06-30
Cash and due from banks
3,887
4,513
2,933
4,161
Loans receivable
30,257
30,904
31,459
31,138
Less allowance for credit losses
185
185
185
185
Loans receivable, net
30,072
30,719
31,274
30,953
Accrued interest receivable
60
66
44
61
Property and equipment, gross
-
2,585
-
-
Less accumulated depreciation
-
1,088
-
-
Property and equipment, net
1,476
1,497
1,463
1,477
Federal home loan bank stock, at cost
374
367
363
359
Other assets
67
234
73
95
Total assets
35,936
37,396
36,150
37,106
Interest bearing deposits
13,747
15,193
14,322
15,495
Noninterest-bearing deposits
1,577
1,659
913
868
Total deposits
15,324
-
-
-
Advance payments by borrowers for insurance and taxes
627
485
796
584
Accrued expense and other liabilities
99
63
80
78
Total liabilities
16,050
17,400
16,111
17,025
Preferred stock, .01 par value - 2,000,000 shares authorized, none issued
0
0
0
0
Common stock, .01 par value - 6,000,000 shares authorized 832,288 and 833,750 issued and outstanding at june 30, 2026 and december 31, 2025, respectively
8
8
8
8
Additional paid-in capital
6,900
6,887
6,879
6,879
Unearned esop stock- 63,365 and 64,476 shares at june 30, 2026 and december 31,2025, respectively
634
645
650
656
Retained earnings
13,612
13,746
13,802
13,850
Total stockholders' equity
19,886
19,996
20,039
20,081
Total liabilities and stockholders' equity
35,936
37,396
36,150
37,106
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans receivable$30,257K (-2.83%↓ Y/Y)Loans receivable, net$30,072K (-2.85%↓ Y/Y)Cash and due frombanks$3,887K (-6.58%↓ Y/Y)Property and equipment,net$1,476K (-0.07%↓ Y/Y)Federal home loan bankstock, at cost$374K (4.18%↑ Y/Y)Other assets$67K (-29.47%↓ Y/Y)Accrued interestreceivable$60K (-1.64%↓ Y/Y)Less allowance forcredit losses$185K (0.00%↑ Y/Y)Total assets$35,936K (-3.15%↓ Y/Y)Total liabilities andstockholders' equity$35,936K (-3.15%↓ Y/Y)Total stockholders'equity$19,886K (-0.97%↓ Y/Y)Total liabilities$16,050K (-5.73%↓ Y/Y)Unearned esop stock-63,365 and 64,476...$634K (-3.35%↓ Y/Y)Retained earnings$13,612K (-1.72%↓ Y/Y)Additional paid-in capital$6,900K (0.31%↑ Y/Y)Total deposits$15,324K Advance payments byborrowers for insurance...$627K (7.36%↑ Y/Y)Accrued expense andother liabilities$99K (26.92%↑ Y/Y)Common stock, .01 parvalue - 6,000,000...$8K (0.00%↑ Y/Y)Interest bearingdeposits$13,747K (-11.28%↓ Y/Y)Noninterest-bearing deposits$1,577K (81.68%↑ Y/Y)

Magnolia Bancorp, Inc. (MGNO)

Magnolia Bancorp, Inc. (MGNO)