MGYR: the balance sheet

MyFinsight

For the year ending 2025-09-30, MGYR has $997,660K in assets. $878,818K in debts. $7,086K in cash and cash equivalents.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30
Cash and due from banks	1,430
Interest earning deposits with banks	5,656
Total cash and cash equivalents	7,086
Investment securities - available for sale, at fair value	21,182
Investment securities - held to maturity, at amortized cost (fair value of 61,160 and 72,617 at september 30, 2025 and 2024, respectively)	67,266
Federal home loan bank of new york stock, at cost	3,399
Total loans receivable	858,899
Net deferred loan costs	1,546
Loans receivable	857,353
Allowance for credit losses-loans	8,350
Bank owned life insurance	19,037
Accrued interest receivable	5,798
Premises and equipment, net	12,182
Other real estate owned (oreo)	2,167
Other assets	10,540
Total assets	997,660

Deposits	814,307
Escrowed funds	4,209
Borrowings	49,054
Accrued interest payable	969
Accounts payable and other liabilities	10,279
Total liabilities	878,818
Common stock .01 par value, 14,000,000 shares authorized 7,097,825 shares issued 6,480,028 and 6,509,358 shares outstanding at september 30, 2025 and 2024, respectively, at cost	71
Additional paid-in capital	63,421
Treasury stock 617,797 and 588,467 shares at september 30, 2025 and 2024, respectively, at cost	7,840
Unearned employee stock ownership plan shares	2,868
Retained earnings	66,581
Accumulated other comprehensive loss	-523
Total stockholders equity	118,842
Total liabilities and stockholders equity	997,660

Unit: Thousand (K) dollars