mgyr: the balance sheet

MyFinsight

For the quarter ending 2025-06-30, MGYR has $987,488K in assets. $871,165K in debts. $7,051K in cash and cash equivalents.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-06-30
Loans receivable	843,991
Interest earning deposits with banks	5,079
Cash and due from banks	1,972
Total cash and cash equivalents	7,051
Premises and equipment, net	12,356
Other real estate owned ('oreo')	2,167
Other assets	10,060
Investment securities - held to maturity, at amortized cost (fair value of 62,591 and 72,617 at june 30, 2025 and september 30, 2024, respectively)	69,520
Federal home loan bank of new york stock, at cost	2,826
Allowance for credit losses-loans	8,059
Bank owned life insurance	20,598
Investment securities - available for sale, at fair value	21,604
Accrued interest receivable	5,374
Total assets	987,488

Deposits	819,962
Borrowings	36,054
Accrued interest payable	748
Accounts payable and other liabilities	9,785
Escrowed funds	4,616
Total liabilities	871,165
Treasury stock 646,877 and 588,467 shares at june 30, 2025 and september 30, 2024, respectively, at cost	8,209
Retained earnings	64,558
Preferred stock .01 par value, 500,000 shares authorized at june 30, 2025 and september 30, 2024, none issued	0
Unearned employee stock ownership plan shares	2,894
Common stock .01 par value, 14,000,000 shares authorized 7,097,825 shares issued 6,450,948 and 6,509,358 shares outstanding at june 30, 2025 and september 30, 2024, respectively, at cost	71
Additional paid-in capital	63,607
Accumulated other comprehensive loss	-810
Total stockholders' equity	116,323
Total liabilities and stockholders' equity	987,488