Investment securities - available for sale, at fair value
37,380
31,056
21,182
21,604
Investment securities - held to maturity, at amortized cost (fair value of 60,924 and 61,160 at june 30, 2026 and september 30, 2025, respectively)
66,923
68,105
67,266
69,520
Federal home loan bank of new york stock, at cost
3,463
3,376
3,399
2,826
Loans receivable
888,244
878,219
857,353
843,991
Allowance for credit losses-loans
8,487
8,599
8,350
8,059
Bank owned life insurance
19,543
19,373
19,037
20,598
Accrued interest receivable
5,759
5,878
5,798
5,374
Premises and equipment, net
12,334
12,091
12,182
12,356
Other real estate owned (oreo)
-
-
2,167
2,167
Other assets
11,870
11,256
10,540
10,060
Total assets
1,048,500
1,068,398
997,660
987,488
Deposits
853,869
878,438
814,307
819,962
Escrowed funds
4,879
4,737
4,209
4,616
Borrowings
49,054
49,054
49,054
36,054
Accrued interest payable
1,483
1,183
969
748
Accounts payable and other liabilities
12,591
10,830
10,279
9,785
Total liabilities
921,876
944,242
878,818
871,165
Common stock .01 par value, 14,000,000 shares authorized 7,097,825 shares issued 6,457,203 and 6,480,028 shares outstanding at june 30, 2026 and september 30, 2025, respectively, at cost
71
71
71
71
Additional paid-in capital
63,967
63,785
63,421
63,607
Preferred stock .01 par value, 500,000 shares authorized at june 30, 2025 and september 30, 2024, none issued
-
-
-
0
Treasury stock 640,622 and 617,797 shares at june 30, 2026 and september 30, 2025, respectively, at cost
8,256
8,031
7,840
8,209
Unearned employee stock ownership plan shares
2,788
2,815
2,868
2,894
Retained earnings
74,073
71,617
66,581
64,558
Accumulated other comprehensive loss
-443
-471
-523
-810
Total stockholders' equity
126,624
124,156
118,842
116,323
Total liabilities and stockholders' equity
1,048,500
1,068,398
997,660
987,488
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Time Plot
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