For the year ending 2025-12-31, MTB-PJ made $22,259,000K in revenue. $2,851,000K in net income. Net profit margin of 12.81%.
| Income Statement | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Loans | 8,238,000 | 8,477,000 | 8,021,000 | 5,237,405 |
| Fully taxable | - | 1,030,000 | 773,000 | 447,646 |
| Exempt from federal taxes | - | 64,000 | 66,000 | 51,113 |
| Investment securities | 1,429,000 | - | - | - |
| Deposits at banks | 816,000 | 1,452,000 | 1,360,000 | 509,030 |
| Other | 3,000 | 3,000 | 4,000 | 1,926 |
| Total interest income | 10,486,000 | 11,026,000 | 10,224,000 | 6,247,120 |
| Savings and interest-checking deposits | 2,271,000 | 2,514,000 | 1,746,000 | 270,765 |
| Time deposits | 475,000 | 781,000 | 671,000 | 23,867 |
| Short-term borrowings | 124,000 | 242,000 | 292,000 | 19,426 |
| Long-term borrowings | 668,000 | 637,000 | 400,000 | 111,106 |
| Total interest expense | 3,538,000 | 4,174,000 | 3,109,000 | 425,164 |
| Net interest income | 6,948,000 | 6,852,000 | 7,115,000 | 5,821,956 |
| Revenue from contract with customer-Mortgage Banking | - | - | 409,000 | 356,636 |
| Revenue from contract with customer-Deposit Account | - | - | 475,000 | 446,604 |
| Provision for credit losses | - | - | 645,000 | 517,000 |
| Provision for credit losses | 505,000 | 610,000 | - | - |
| Revenue from contract with customer-Fiduciary And Trust | - | - | 680,000 | 740,717 |
| Net interest income after provision for credit losses | 6,443,000 | 6,242,000 | 6,470,000 | 5,304,956 |
| Mortgage banking revenues | 550,000 | 436,000 | - | - |
| Service charges on deposit accounts | 551,000 | 514,000 | - | - |
| Trust income | 724,000 | 675,000 | - | - |
| Brokerage services income | 131,000 | 121,000 | 102,000 | 87,877 |
| Trading account and other non-hedging derivative gains | 58,000 | 39,000 | 49,000 | 26,786 |
| Gain (loss) on bank investment securities | 2,000 | 10,000 | 4,000 | -5,686 |
| Other revenues from operations | 726,000 | 632,000 | 809,000 | 703,669 |
| Noninterest income | 2,742,000 | 2,427,000 | 2,528,000 | 2,356,603 |
| Salaries and employee benefits | 3,342,000 | 3,162,000 | 2,997,000 | 2,787,351 |
| Equipment and net occupancy | 525,000 | 512,000 | 520,000 | 474,316 |
| Outside data processing and software | 558,000 | 492,000 | 437,000 | 376,493 |
| Professional and other services | 356,000 | 344,000 | 413,000 | - |
| Fdic assessments | 50,000 | 146,000 | 315,000 | 90,274 |
| Advertising and marketing | 102,000 | 104,000 | 108,000 | 90,748 |
| Printing, postage and supplies | - | - | - | 55,570 |
| Amortization of core deposit and other intangible assets | 42,000 | 53,000 | 62,000 | 55,624 |
| Other costs of operations | 518,000 | 546,000 | 527,000 | 1,120,060 |
| Total other expense | 5,493,000 | 5,359,000 | 5,379,000 | 5,050,436 |
| Income (loss) before taxes | 3,692,000 | 3,310,000 | 3,619,000 | 2,611,123 |
| Income taxes | 841,000 | 722,000 | 878,000 | 619,460 |
| Net income | 2,851,000 | 2,588,000 | 2,741,000 | 1,991,663 |
| Basic weighted-average shares outstanding (in shares) | 157,875,000 | 166,479,000 | 166,361,000 | 163,174,000 |
| Diluted weighted-average shares outstanding (in shares) | 158,791,000 | 167,319,000 | 167,002,000 | 164,030,000 |
| Earnings per share, basic (in usd per share) | 17.1 | 14.71 | 15.85 | 11.59 |
| Earnings per share, diluted (in usd per share) | 17 | 14.64 | 15.79 | 11.53 |
M&T BANK CORP (MTB-PJ)
M&T BANK CORP (MTB-PJ)