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Balance Sheets Overview

Debt to Asset Ratio
83.27%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans receivable
    • Interest-bearing deposits
    • Bank owned life insurance
    • Others
Liabilities Breakdown
    • Interest bearing
    • Non-interest bearing
    • Retained earnings
    • Others
Balance Sheets
2025-09-30
2025-06-30
Cash and amounts due from depository institutions
11,155
19,042
Interest-bearing deposits
53,182
40,331
Total cash and cash equivalents
64,337
59,373
Certificates of deposit
100
100
Equity securities
25,515
25,345
Securities held-to-maturity ( net of allowance for credit losses of 126 and 126, respectively )
16,308
14,398
Loans receivable
1,873,598
1,797,618
Deferred loan costs (fees), net
156
-62
Allowance for credit losses
4,748
4,724
Net loans
1,869,006
1,792,832
Premises and equipment, net
25,507
25,341
Investments in restricted stock, at cost
410
1,085
Bank owned life insurance
26,251
26,074
Accrued interest receivable
12,794
12,119
Real estate owned
545
767
Property held for investment
1,343
1,352
Right of use assets - operating
4,212
4,383
Right of use assets - financing
344
345
Other assets
9,574
10,370
Total assets
2,056,246
1,973,884
Non-interest bearing
287,248
287,741
Interest bearing
1,228,146
1,191,420
Total deposits
1,515,394
1,479,161
Advance payments by borrowers for taxes and insurance
2,840
2,422
Borrowings
170,000
135,000
Lease liability - operating
4,333
4,497
Lease liability - financing
638
628
Accounts payable and accrued expenses
18,998
15,500
Total liabilities
1,712,203
1,637,208
Common stock, 0.01 par value 75,000,000 shares authorized 14,027,240 shares and 14,016,254 shares outstanding, respectively
140
140
Additional paid-in capital
112,266
111,624
Unearned employee stock ownership plan ('esop') shares
5,435
5,653
Retained earnings
236,843
230,345
Accumulated other comprehensive income
229
220
Total stockholders' equity
344,043
336,676
Total liabilities and stockholders' equity
2,056,246
1,973,884
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans receivable$1,873,598K Interest-bearing deposits$53,182K Cash and amounts duefrom depository...$11,155K Deferred loan costs(fees), net$156K Net loans$1,869,006K Total cash and cashequivalents$64,337K Bank owned lifeinsurance$26,251K Equity securities$25,515K Premises and equipment,net$25,507K Securitiesheld-to-maturity ( net of...$16,308K Accrued interestreceivable$12,794K Other assets$9,574K Right of use assets -operating$4,212K Property held forinvestment$1,343K Real estate owned$545K Investments in restrictedstock, at cost$410K Right of use assets -financing$344K Certificates of deposit$100K Allowance for creditlosses$4,748K Total assets$2,056,246K Total liabilities andstockholders' equity$2,056,246K Total liabilities$1,712,203K Total stockholders'equity$344,043K Unearned employee stockownership plan ('esop')...$5,435K Total deposits$1,515,394K Borrowings$170,000K Accounts payable andaccrued expenses$18,998K Lease liability -operating$4,333K Advance payments byborrowers for taxes and...$2,840K Lease liability -financing$638K Retained earnings$236,843K Additional paid-in capital$112,266K Accumulated othercomprehensive income$229K Common stock, 0.01 parvalue 75,000,000...$140K Interest bearing$1,228,146K Non-interest bearing$287,248K

NorthEast Community Bancorp, Inc. MD (NECB)

NorthEast Community Bancorp, Inc. MD (NECB)