For the quarter ending 2025-09-30, OBT has $2,636,450K in assets. $2,366,330K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 189,880 | 175,606 | ||
| Investment securities - available-for-sale (amortized cost 482,994, net of allowance for credit losses of 0 at september 30, 2025 and 519,567, net of allowance for credit losses of 0 at december 31, 2024) | 426,631 | 410,814 | ||
| Restricted investment in bank stocks | 6,916 | 5,618 | ||
| Individually evaluated for impairment | 58,390 | - | ||
| Collectively evaluated for impairment | 1,877,286 | - | ||
| Loans | 1,935,676 | 1,917,802 | ||
| Individually evaluated for impairment | 4,093 | - | ||
| Collectively evaluated for impairment | 25,194 | - | ||
| Allowance for credit losses | 29,287 | 28,408 | ||
| Loans, net | 1,906,389 | 1,889,394 | ||
| Premises and equipment, net | 15,167 | 14,949 | ||
| Accrued interest receivable | 10,514 | 10,465 | ||
| Bank owned life insurance | 32,384 | 35,398 | ||
| Goodwill | 5,359 | 5,359 | ||
| Intangible assets | 607 | 678 | ||
| Other assets | 42,603 | 57,982 | ||
| Total assets | 2,636,450 | 2,606,263 | ||
| Noninterest bearing | 711,951 | 687,120 | ||
| Interest bearing | 1,566,919 | 1,589,603 | ||
| Total deposits | 2,278,870 | 2,276,723 | ||
| Fhlb advances, short term | 22,500 | 21,000 | ||
| Fhlb advances, long term | 10,000 | 10,000 | ||
| Subordinated notes, net of issuance costs | 24,483 | 19,626 | ||
| Accrued expenses and other liabilities | 30,477 | 26,325 | ||
| Total liabilities | 2,366,330 | 2,353,674 | ||
| Common stock, 0.25 par value 30,000,000 shares authorized 13,374,757 and 11,366,608 issued 13,366,740 and 11,350,158 outstanding, at september 30, 2025 and december 31, 2024, respectively | 3,344 | 3,343 | ||
| Surplus | 164,717 | 164,752 | ||
| Retained earnings | 154,409 | 146,129 | ||
| Accumulated other comprehensive income (loss), net of taxes | -52,151 | -61,436 | ||
| Treasury stock, at cost 8,017 and 16,450 shares at september 30, 2025 and december 31, 2024, respectively | 199 | 199 | ||
| Total stockholders' equity | 270,120 | 252,589 | ||
| Total liabilities and stockholders' equity | 2,636,450 | 2,606,263 | ||
Orange County Bancorp, Inc. DE (OBT)
Orange County Bancorp, Inc. DE (OBT)