PEOPLES FINANCIAL CORP MS (PFBX)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Revenue-Service Charges On Deposit Accounts | 817 | - | - | - |
| Revenue-Trust Department Income And Fees | 624 | - | - | - |
| Other income | 214 | 187 | 215 | 166 |
| Increase in cash surrender value of life insurance | 122 | 120 | 123 | 120 |
| Revenue | - | 1,396 | 1,408 | 1,475 |
| Gain (loss) on disposition of property plant equipment | - | - | 4 | - |
| Total non-interest income | 1,777 | 1,703 | 1,750 | 1,761 |
| Amount of income or expense from other real estate | - | - | -1 | - |
| Other expense | 941 | 864 | 905 | 814 |
| Net occupancy | 564 | 563 | 558 | 549 |
| Legal expense | 109 | 64 | 29 | 208 |
| Salaries and employee benefits | 2,729 | 2,716 | 2,768 | 2,670 |
| Data processing | 376 | 314 | 311 | 330 |
| Fdic and state banking assessments | 105 | 96 | 122 | 90 |
| Equipment rentals, depreciation and maintenance | 692 | 783 | 784 | 754 |
| Atm expense | 246 | 291 | 265 | 149 |
| Total non-interest expense | 5,762 | 5,691 | 5,743 | 5,564 |
| (reduction of) provision for credit losses | - | -5 | -48 | - |
| Borrowings | 10 | - | 791 | 637 |
| Deposits | 1,982 | 1,891 | 1,760 | 2,155 |
| Total interest expense | 1,992 | 1,891 | 2,551 | 2,792 |
| U. s. treasuries | 1,599 | 1,351 | 1,753 | 2,510 |
| States and political subdivisions | 911 | 981 | 980 | 967 |
| Mortgage-backed securities | 399 | 545 | 561 | 598 |
| Interest on balances due from depository institutions | 362 | 738 | 98 | 319 |
| Interest and fees on loans | 3,635 | 3,396 | 3,649 | 3,465 |
| Other investments | 6 | 7 | 40 | 36 |
| Collateralized mortgage obligations | 552 | 541 | 749 | 800 |
| Total interest income | 7,464 | 7,559 | 7,830 | 8,695 |
| Net interest income | 5,472 | 5,668 | 5,279 | 5,903 |
| Net interest income after provision for credit losses | 5,472 | 5,673 | 5,327 | 5,903 |
| Income before income taxes | 1,487 | 1,685 | 1,334 | 2,100 |
| Income tax (benefit) expense | 245 | 375 | -14,097 | -229 |
| Net income | 1,242 | 1,310 | 15,431 | 2,329 |
| Basic eps | - | - | - | 0.18 |
| Basic average shares | - | 4,617,466 | - | - |
| Earnings per share, basic | 0.27 | 0.28 | 3.31 | 0.5 |
| Earnings per share, diluted | 0.27 | 0.28 | 3.31 | - |