Financial insights of PFBX

MyFinsight

For the quarter ending 2025-09-30, PFBX made $16,941K in revenue. $643K in net income. Net profit margin of 3.80%.

Income Overview

Revenue
$16,941K
Net Income
$643K
Net Profit Margin
3.80%
EPS
$0.14
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Salaries and employee benefits
Deposits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Interest and fees on loans	3,870	3,635	3,396	3,649
U. s. treasuries	1,189	1,599	1,351	1,753
Mortgage-backed securities	322	399	545	561
States and political subdivisions	965	911	981	980
Collateralized mortgage obligations	500	552	541	749
Other investments	7	6	7	40
Interest on balances due from depository institutions	57	362	738	98
(reduction of) provision for credit losses	-	-	-5	-48
Total interest income	6,910	7,464	7,559	7,830
Deposits	2,046	1,982	1,891	1,760
Borrowings	288	10	-	791
Total interest expense	2,334	1,992	1,891	2,551
Net interest income	4,576	5,472	5,668	5,279
Net interest income after provision for credit losses	4,576	5,472	5,673	5,327
Revenue-Trust Department Income And Fees	662	624	-	-
Revenue-Service Charges On Deposit Accounts	790	817	-	-
Gain (loss) on disposition of property plant equipment	-	-	-	4
Gain (loss) on sale of other real estate	11	-	-	-
Revenue	-	-	1,396	1,408
Increase in cash surrender value of life insurance	139	122	120	123
Other income	326	214	187	215
Legal expense	-	109	64	29
Total non-interest income	1,928	1,777	1,703	1,750
Amount of income or expense from other real estate	-	-	-	-1
Salaries and employee benefits	2,806	2,729	2,716	2,768
Net occupancy	572	564	563	558
Equipment rentals, depreciation and maintenance	726	692	783	784
Fdic and state banking assessments	107	105	96	122
Data processing	346	376	314	311
Atm expense	395	246	291	265
Legal expense (reclass)	51	-	-	-
Other expense	817	941	864	905
Total non-interest expense	5,718	5,762	5,691	5,743
Income before income taxes	786	1,487	1,685	1,334
Income tax (benefit) expense	143	245	375	-14,097
Net income	643	1,242	1,310	15,431

Basic average shares	-	-	4,617,466	-
Earnings per share, basic	0.14	0.27	0.28	3.31
Earnings per share, diluted	0.14	0.27	0.28	3.31

MyFinsight

Income Overview

Revenue
$16,941K
Net Income
$643K
Net Profit Margin
3.80%
EPS
$0.14
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Salaries and employee benefits
Deposits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$16,941K
Net Income
$643K
Net Profit Margin
3.80%
EPS
$0.14
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Salaries and employee benefits
Deposits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$16,941KNet Income$643KNet Profit Margin3.80%EPS$0.14Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansSalaries and employee benefitsDepositsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$16,941KNet Income$643KNet Profit Margin3.80%EPS$0.14Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansSalaries and employee benefitsDepositsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$16,941K
Net Income
$643K
Net Profit Margin
3.80%
EPS
$0.14
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Salaries and employee benefits
Deposits
Others

Revenue
$16,941K
Net Income
$643K
Net Profit Margin
3.80%
EPS
$0.14
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Salaries and employee benefits
Deposits
Others