Financial insights of SCCD

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Interest income from loans	32,222
Interest income from limited liability company investments	4,838
Interest expense and amortization of deferred financing costs	25,390
Net interest income	11,670
Provision for credit losses related to loans held for investment	3,280
Gain (loss) on sale of loans	121
Change in valuation allowance related to loans held for sale	1,014
Net interest income (loss) after provision for credit losses related to loans held for investment, gain (loss) on sale of loans, and changes in valuation allowance related to loans held for sale	9,525
Fee income from loans	5,978
Income from limited liability company investments	467
Other investment income	141
Gain on investment securities	1,566
Other income	1,726
Total other income	9,878
Compensation and employee benefits	7,661
General and administrative expenses	6,482
Impairment loss on real estate owned	1,060
Gain on sale of investments in developmental real estate, real estate owned, and property and equipment, net	4,055
Other expenses	1,947
Total operating expenses	13,095
Net income (loss)	6,308
Preferred stock dividends	4,472
Net income (loss) attributable to common shareholders	1,836

Basic EPS	0.04
Diluted EPS	0.04
Basic Average Shares	46,893,413
Diluted Average Shares	46,893,413