Financial insights of SLMBP

MyFinsight

For the quarter ending 2026-03-31.

Income Statement	2026-03-31	2025-12-31	2025-09-30
Loans	602,262	611,215*	593,734
Investments	14,968	13,950*	14,955
Cash and cash equivalents	32,079	29,329*	48,898
Total interest income	649,309	654,494*	657,587
Deposits	200,609	198,067*	203,577
Interest expense on short-term borrowings	5,128	9,267*	717
Interest expense on long-term borrowings	68,161	64,267*	80,316
Total interest expense	273,898	271,601*	284,610
Net interest income	375,411	382,893*	372,977
Less provisions for credit gaines	-11,466	-205,699*	179,462
Net interest income after provisions for credit losses	386,877	588,592*	193,515
Losss on sales of loans, net	146,313	-38,994*	135,958
Losses on securities, net	-2,398	-24,423*	4,876
Other income	40,662	27,880*	31,868
Total non-interest income	184,577	-35,537*	172,702
Compensation and benefits	103,446	94,813*	83,667
Fdic assessment fees	4,441	14,758*	6,511
Other operating expenses	62,474	7,340*	89,380
Total operating expenses	170,361	116,911*	179,558
Acquired intangible assets amortization expense	740	1,020*	846
Total non-interest expenses	171,101	117,931*	180,404
Income before income tax expense	400,353	435,124*	185,813
Income tax expense	92,399	97,827*	49,963
Net income	307,954	337,297*	135,850
Preferred stock dividends	3,555	3,743*	3,994
Net income attributable to slm corporation common stock	304,399	333,554	131,856

Basic EPS	1.56	1.61	0.64
Diluted EPS	1.54	1.579	0.63
Basic Average Shares	195,460,000	207,166,000	207,144,000
Diluted Average Shares	197,875,000	211,221,000	210,607,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.