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For the quarter ending 2026-03-31, SPFX made $3,316,369 in revenue. $379,017 in net income. Net profit margin of 11.43%.

Income Overview

Revenue
$3,316,369
Net Income
$379,017
Net Profit Margin
11.43%
EPS
$0.1
Unit: Dollar
Revenue Breakdown
    • Finance Charges
    • Late Charges
    • Origination Fees

Income Statement
2026-03-31
2025-09-30
2025-06-30
2025-03-31
Total revenues
3,316,369 3,215,771 3,115,824 2,896,133
Interest
1,007,082 1,081,687 1,029,611 938,955
Salaries and wages
538,950 567,710 530,930 500,618
Commissions
409,254 500,187 432,039 413,542
Provision for credit losses
397,335 326,273 390,751 239,516
Professional fees
128,780 91,023 56,463 63,089
Postage
26,444 31,083 31,109 29,881
Insurance
48,261 18,563 43,319 60,042
Other operating expenses
197,744 225,525 256,134 212,457
Total costs and expenses
2,753,850 2,842,051 2,770,356 2,458,100
Income before income taxes
562,519 373,720 345,468 438,033
Provision for income taxes
154,452 97,696 87,381 102,204
Net income
408,067 276,024 258,087 335,829
Preferred share dividends
29,050 29,050 29,050 29,050
Net income attributable to common stockholders
379,017 246,974 229,037 306,779
Basic EPS
0.13 0.08 0.08 0.1
Diluted EPS
0.1 0.07 0.06 0.08
Basic Average Shares
2,998,802 3,001,216 3,001,216 3,001,216
Diluted Average Shares
4,101,134 4,168,783 4,217,159 4,210,875
Unit: Dollar. Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Finance Charges$2,920,272 Late Charges$294,241 Origination Fees$101,856 Total revenues$3,316,369 (14.51%↑ Y/Y)Income before incometaxes$562,519 (28.42%↑ Y/Y)Total costs andexpenses$2,753,850 (12.03%↑ Y/Y)Net income$408,067 (21.51%↑ Y/Y)Provision for income taxes$154,452 (51.12%↑ Y/Y)Interest$1,007,082 (7.26%↑ Y/Y)Salaries and wages$538,950 (7.66%↑ Y/Y)Commissions$409,254 (-1.04%↓ Y/Y)Provision for creditlosses$397,335 (65.89%↑ Y/Y)Other operatingexpenses$197,744 (-6.93%↓ Y/Y)Professional fees$128,780 (104.12%↑ Y/Y)Insurance$48,261 (-19.62%↓ Y/Y)Postage$26,444 (-11.50%↓ Y/Y)Net incomeattributable to common...$379,017 (23.55%↑ Y/Y)Preferred share dividends$29,050 (0.00%↑ Y/Y)

STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX)

STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX)