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For the quarter ending 2025-09-30, SPFX made $3,215,771 in revenue. $246,974 in net income. Net profit margin of 7.68%.

Income Overview

Revenue
$3,215,771
Net Income
$246,974
Net Profit Margin
7.68%
EPS
$0.07
Unit: Dollar
Revenue Breakdown
    • Finance Charges
    • Late Charges
    • Origination Fees

Unit: Dollar
Income Statement
2025-09-30
2025-06-30
2025-03-31
2024-12-31
Total revenues
3,215,771 3,115,824 2,896,133 3,023,265.333
Interest
1,081,687 1,029,611 938,955 -
Salaries and wages
567,710 530,930 500,618 530,509
Commissions
500,187 432,039 413,542 346,187.333
Interest
---1,101,913.25
Provision for credit losses
326,273 390,751 239,516 337,291.333
Professional fees
91,023 56,463 63,089 107,637.667
Postage
31,083 31,109 29,881 28,817.333
Insurance
18,563 43,319 60,042 46,541.667
Other operating expenses
225,525 256,134 212,457 237,179.667
Total costs and expenses
2,842,051 2,770,356 2,458,100 2,718,827.667
Income before income taxes
373,720 345,468 438,033 304,437.667
Provision for income taxes
97,696 87,381 102,204 77,982.333
Net income
276,024 258,087 335,829 226,455.333
Preferred share dividends
29,050 29,050 29,050 29,050
Net income attributable to common stockholders
246,974 229,037 306,779 197,405.333
Basic
0.08 0.08 0.1 0.067
Basic
3,001,216 3,001,216 3,001,216 -5,501.333
Diluted
0.07 0.06 0.08 0.057
Diluted
4,168,783 4,217,159 4,210,875 -42,806.333
Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Origination Fees$89,859 Late Charges$275,843 Finance Charges$2,850,069 Total revenues$3,215,771 Income before incometaxes$373,720 Total costs andexpenses$2,842,051 Net income$276,024 Provision for income taxes$97,696 Other operatingexpenses$225,525 Insurance$18,563 Postage$31,083 Professional fees$91,023 Provision for creditlosses$326,273 Commissions$500,187 Salaries and wages$567,710 Interest$1,081,687 Net incomeattributable to common...$246,974 Preferred share dividends$29,050

STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX)

STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX)