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For the quarter ending 2025-09-30, SPFX made $3,215,771 in revenue. $246,974 in net income. Net profit margin of 7.68%.

Income Overview

Revenue
$3,215,771
Net Income
$246,974
Net Profit Margin
7.68%
EPS
$0.07
Unit: Dollar
Revenue Breakdown
    • Finance Charges
    • Late Charges
    • Origination Fees

Income Statement
2025-09-30
2025-06-30
2025-03-31
2024-12-31
Total revenues
3,215,771 3,115,824 2,896,133 2,923,102*
Interest
1,081,687 1,029,611 938,955 -
Salaries and wages
567,710 530,930 500,618 537,363*
Commissions
500,187 432,039 413,542 216,334*
Interest
---946,667*
Provision for credit losses
326,273 390,751 239,516 526,572*
Professional fees
91,023 56,463 63,089 224,415*
Postage
31,083 31,109 29,881 32,298*
Insurance
18,563 43,319 60,042 76,957*
Other operating expenses
225,525 256,134 212,457 262,835*
Total costs and expenses
2,842,051 2,770,356 2,458,100 2,823,441*
Income before income taxes
373,720 345,468 438,033 99,661*
Provision for income taxes
97,696 87,381 102,204 21,549*
Net income
276,024 258,087 335,829 78,112*
Preferred share dividends
29,050 29,050 29,050 29,050*
Net income attributable to common stockholders
246,974 229,037 306,779 49,062
Basic EPS
0.08 0.08 0.1 0.017
Diluted EPS
0.07 0.06 0.08 0.013
Basic Average Shares
3,001,216 3,001,216 3,001,216 2,926,293
Diluted Average Shares
4,168,783 4,217,159 4,210,875 3,921,843
Unit: Dollar. Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Finance Charges$2,850,069 Late Charges$275,843 Origination Fees$89,859 Total revenues$3,215,771 (4.63%↑ Y/Y)Income before incometaxes$373,720 (-8.14%↓ Y/Y)Total costs andexpenses$2,842,051 (6.58%↑ Y/Y)Net income$276,024 (-8.18%↓ Y/Y)Provision for income taxes$97,696 (-8.01%↓ Y/Y)Interest$1,081,687 (-6.24%↓ Y/Y)Salaries and wages$567,710 (7.71%↑ Y/Y)Commissions$500,187 (21.67%↑ Y/Y)Provision for creditlosses$326,273 (34.46%↑ Y/Y)Other operatingexpenses$225,525 (0.52%↑ Y/Y)Professional fees$91,023 (84.82%↑ Y/Y)Postage$31,083 (14.79%↑ Y/Y)Insurance$18,563 (-40.76%↓ Y/Y)Net incomeattributable to common...$246,974 (-9.06%↓ Y/Y)Preferred share dividends$29,050 (0.00%↑ Y/Y)

STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX)

STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX)