Financial insights of TFC-PO

MyFinsight

For the quarter ending 2025-09-30.

Income Statement	2025-09-30
Interest and fees on loans and leases	4,816
Interest on securities	941
Interest on other earning assets	529
Total interest income	6,286
Interest on deposits	1,835
Interest on long-term debt	523
Interest on other borrowings	299
Total interest expense	2,657
Net interest income	3,629
Provision for credit losses	436
Net interest income after provision for credit losses	3,193
Fiduciary And Trust	374
Investment Advisory Management And Administrative Service	323
Credit Card	225
Deposit Account	240
Mortgage Banking	118
Lending Related	103
Financial Service Other	45
Securities Gains Losses	0
Service Other	130
Noninterest income	1,558
Personnel expense	1,726
Professional fees and outside processing	346
Software expense	233
Net occupancy expense	182
Equipment expense	90
Amortization of intangibles	72
Marketing and customer development	79
Operating lease depreciation	31
Regulatory costs	32
Restructuring charges	27
Other expense	196
Total noninterest expense	3,014
Income (loss) before income taxes	1,737
Provision (benefit) for income taxes	285
Net income from discontinued operations	0
Net income	1,452

Basic EPS	1.05
Diluted EPS	1.04
Basic Average Shares	1,280,571,000
Diluted Average Shares	1,296,666,000

Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.