unb: the income statement

MyFinsight

UNION BANKSHARES INC (UNB)

For the quarter ending 2025-06-30, UNB made $21,480K in revenue. $2,395K in net income. Net profit margin of 11.15%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Provision for income taxes	102
Other income	150
Net gains on sales of loans held for sale	480
Net gains on other investments	119
Wealth management income	295
Service fees	1,715
Total noninterest income	2,759
Salaries and wages	4,085
Employee benefits	1,971
Other expenses	2,784
Occupancy expense, net	547
Equipment expense	1,100
Total noninterest expenses	10,487
Credit loss expense	221
Interest on subordinated notes	142
Interest on borrowed funds	2,526
Interest on deposits	5,607
Total interest expense	8,275
Tax exempt	389
Taxable	1,314
Interest on federal funds sold and overnight deposits	178
Interest on interest bearing deposits in banks	78
Interest and fees on loans	16,563
Dividends	199
Total interest and dividend income	18,721
Net interest income	10,446
Net interest income after credit loss expense	10,225
Income before provision for income taxes	2,497
Net income	2,395

Basic earnings per common share (in usd per share)	0.53
Diluted earnings per common share (in usd per share)	0.52
Weighted average common and potential common shares for diluted eps (in shares)	4,580,028
Weighted average number of common shares outstanding (in shares)	4,544,460

Unit: Thousand (K) dollars (except for numbers of shares and EPS)