Financial insights of UNB

MyFinsight

Income Overview

Net Income
$3,004K
EPS
$0.65
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-09-30	2025-06-30	2024-12-31
Interest and fees on loans	16,374	16,996	16,563	NaN
Taxable	2,389	1,351	1,314	NaN
Tax exempt	387	388	389	NaN
Dividends	221	203	199	NaN
Interest on federal funds sold and overnight deposits	74	192	178	NaN
Interest on interest bearing deposits in banks	85	77	78	NaN
Total interest and dividend income	19,530	19,207	18,721	NaN
Interest on deposits	5,201	5,070	5,607	NaN
Interest on borrowed funds	2,891	2,838	2,526	NaN
Interest on subordinated notes	143	143	142	NaN
Total interest expense	8,235	8,051	8,275	NaN
Net interest income	11,295	11,156	10,446	NaN
Credit loss (benefit) expense	-325	313	221	NaN
Net interest income after credit loss (benefit) expense	11,620	10,843	10,225	NaN
Wealth management income	304	297	295	NaN
Service fees	1,686	1,793	1,715	NaN
Net losses on sales of investment securities available-for-sale	NaN	0	NaN	NaN
Net gains on sales of loans held for sale	350	700	480	NaN
Net losses on other investments	-26	94	119	NaN
Other income	180	466	150	NaN
Total noninterest income	2,494	3,350	2,759	NaN
Salaries and wages	4,397	4,436	4,085	NaN
Employee benefits	1,765	1,406	1,971	NaN
Occupancy expense, net	647	537	547	NaN
Equipment expense	1,110	1,095	1,100	NaN
Other expenses	2,863	2,869	2,784	NaN
Total noninterest expenses	10,782	10,343	10,487	NaN
Equity in undistributed net income - union	NaN	NaN	NaN	442*
Income before provision for income taxes	3,332	3,850	2,497	NaN
Income before equity in undistributed net income of subsidiary	NaN	NaN	NaN	1,749*
Provision for income taxes	328	414	102	NaN
Net income	3,004	3,436	2,395	2,190

Basic EPS	0.65	0.75	0.53	0.484
Diluted EPS	0.65	0.75	0.52	0.481
Basic Average Shares	4,613,720	4,563,784	4,544,460	4,523,140
Diluted Average Shares	4,647,138	4,599,367	4,580,028	4,554,049

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$3,004K
EPS
$0.65
Unit: Thousand (K) dollars

Time Plot

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Income Statement

Income Overview

Net Income
$3,004K
EPS
$0.65
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$3,004KEPS$0.65Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$3,004KEPS$0.65Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$3,004K
EPS
$0.65
Unit: Thousand (K) dollars

Net Income
$3,004K
EPS
$0.65
Unit: Thousand (K) dollars