Financial insights of UNB

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$3,004K
EPS
$0.65
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-09-30	2025-06-30	2024-12-31
Interest and fees on loans	16,374	16,996	16,563	-
Taxable	2,389	1,351	1,314	-
Tax exempt	387	388	389	-
Dividends	221	203	199	-
Interest on federal funds sold and overnight deposits	74	192	178	-
Interest on interest bearing deposits in banks	85	77	78	-
Total interest and dividend income	19,530	19,207	18,721	-
Interest on deposits	5,201	5,070	5,607	-
Interest on borrowed funds	2,891	2,838	2,526	-
Interest on subordinated notes	143	143	142	-
Total interest expense	8,235	8,051	8,275	-
Net interest income	11,295	11,156	10,446	-
Credit loss (benefit) expense	-325	313	221	-
Net interest income after credit loss (benefit) expense	11,620	10,843	10,225	-
Wealth management income	304	297	295	-
Service fees	1,686	1,793	1,715	-
Net losses on sales of investment securities available-for-sale	-	0	-	-
Net gains on sales of loans held for sale	350	700	480	-
Net losses on other investments	-26	94	119	-
Other income	180	466	150	-
Total noninterest income	2,494	3,350	2,759	-
Salaries and wages	4,397	4,436	4,085	-
Employee benefits	1,765	1,406	1,971	-
Occupancy expense, net	647	537	547	-
Equipment expense	1,110	1,095	1,100	-
Other expenses	2,863	2,869	2,784	-
Total noninterest expenses	10,782	10,343	10,487	-
Equity in undistributed net income - union	-	-	-	442*
Income before provision for income taxes	3,332	3,850	2,497	-
Income before equity in undistributed net income of subsidiary	-	-	-	1,749*
Provision for income taxes	328	414	102	-
Net income	3,004	3,436	2,395	2,190

Basic EPS	0.65	0.75	0.53	0.484
Diluted EPS	0.65	0.75	0.52	0.481
Basic Average Shares	4,613,720	4,563,784	4,544,460	4,523,140
Diluted Average Shares	4,647,138	4,599,367	4,580,028	4,554,049

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$3,004K
EPS
$0.65
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$3,004K
EPS
$0.65
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$3,004KEPS$0.65Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$3,004KEPS$0.65Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$3,004K
EPS
$0.65
Unit: Thousand (K) dollars

Net Income
$3,004K
EPS
$0.65
Unit: Thousand (K) dollars