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Balance Sheets Overview

Debt to Asset Ratio
88.39%
Unit: Thousand (K) dollars
Assets Breakdown
    • Total loans
    • Interest-bearing deposits
    • Debt securities available for sa...
    • Others
Liabilities Breakdown
    • Time deposits
    • Savings
    • Noninterest-bearing demand
    • Others
Balance Sheets
2025-09-30
2025-06-30
Cash and due from banks
20,860
26,045
Interest-bearing deposits
182,626
267,688
Cash and cash equivalents
203,486
293,733
Debt securities available for sale ('afs'), at fair value, net of valuation allowance
82,063
92,491
Debt securities held to maturity ('htm'), at amortized cost
36,505
36,434
Equity securities, at market value
12,684
10,423
Total securities
131,252
139,348
Total loans
2,468,527
2,382,594
Allowance for credit losses
30,245
29,012
Net loans
2,438,282
2,353,582
Premises and equipment, net
18,439
18,561
Bank owned life insurance ('boli')
26,319
26,108
Deferred tax assets, net
15,022
14,784
Federal home loan bank ('fhlb') stock
13,218
19,730
Accrued interest receivable
13,288
12,411
Goodwill
1,516
1,516
Prepaid expenses and other assets
15,543
48,750
Total assets
2,876,365
2,928,523
Noninterest-bearing demand
447,510
464,610
Interest-bearing demand
362,449
321,863
Savings
535,560
505,706
Brokered deposits
235,122
237,978
Time deposits
686,843
657,209
Total deposits
2,267,484
2,187,366
Borrowed funds
231,707
377,107
Subordinated debentures
10,310
10,310
Accrued interest payable
1,790
1,463
Accrued expenses and other liabilities
31,051
32,437
Total liabilities
2,542,342
2,608,683
Common stock
105,320
104,674
Retained earnings
265,491
252,606
Treasury stock
35,515
35,515
Accumulated other comprehensive loss
-1,273
-1,925
Total shareholders' equity
334,023
319,840
Total liabilities and shareholders' equity
2,876,365
2,928,523
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Total loans$2,468,527K Interest-bearing deposits$182,626K Cash and due frombanks$20,860K Debt securitiesavailable for sale...$82,063K Debt securities heldto maturity...$36,505K Equity securities, atmarket value$12,684K Net loans$2,438,282K Cash and cashequivalents$203,486K Total securities$131,252K Bank owned lifeinsurance ('boli')$26,319K Premises and equipment,net$18,439K Prepaid expenses andother assets$15,543K Deferred tax assets, net$15,022K Accrued interestreceivable$13,288K Federal home loan bank('fhlb') stock$13,218K Goodwill$1,516K Allowance for creditlosses$30,245K Total assets$2,876,365K Total liabilities andshareholders' equity$2,876,365K Total liabilities$2,542,342K Total shareholders'equity$334,023K Treasury stock$35,515K Accumulated othercomprehensive loss-$1,273K Total deposits$2,267,484K Borrowed funds$231,707K Accrued expenses andother liabilities$31,051K Subordinated debentures$10,310K Accrued interestpayable$1,790K Retained earnings$265,491K Common stock$105,320K Time deposits$686,843K Savings$535,560K Noninterest-bearing demand$447,510K Interest-bearing demand$362,449K Brokered deposits$235,122K

UNITY BANCORP INC NJ (UNTY)

UNITY BANCORP INC NJ (UNTY)