For the quarter ending 2025-09-30, UNTY has $2,876,365K in assets. $2,542,342K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 20,860 | 26,045 | ||
| Interest-bearing deposits | 182,626 | 267,688 | ||
| Cash and cash equivalents | 203,486 | 293,733 | ||
| Debt securities available for sale ('afs'), at fair value, net of valuation allowance | 82,063 | 92,491 | ||
| Debt securities held to maturity ('htm'), at amortized cost | 36,505 | 36,434 | ||
| Equity securities, at market value | 12,684 | 10,423 | ||
| Total securities | 131,252 | 139,348 | ||
| Small Business Administration Loan | 15,421 | - | ||
| Small Business Administration Portfolio Segment | 37,537 | - | ||
| Commercial Portfolio Segment | 1,582,608 | - | ||
| Residential Portfolio Segment | 676,862 | - | ||
| Consumer Portfolio Segment | 82,857 | - | ||
| Residential Construction Loans | 73,242 | - | ||
| Total loans | 2,468,527 | 2,382,594 | ||
| Allowance for credit losses | 30,245 | 29,012 | ||
| Net loans | 2,438,282 | 2,353,582 | ||
| Premises and equipment, net | 18,439 | 18,561 | ||
| Bank owned life insurance ('boli') | 26,319 | 26,108 | ||
| Deferred tax assets, net | 15,022 | 14,784 | ||
| Federal home loan bank ('fhlb') stock | 13,218 | 19,730 | ||
| Accrued interest receivable | 13,288 | 12,411 | ||
| Goodwill | 1,516 | 1,516 | ||
| Prepaid expenses and other assets | 15,543 | 48,750 | ||
| Total assets | 2,876,365 | 2,928,523 | ||
| Noninterest-bearing demand | 447,510 | 464,610 | ||
| Interest-bearing demand | 362,449 | 321,863 | ||
| Savings | 535,560 | 505,706 | ||
| Brokered deposits | 235,122 | 237,978 | ||
| Time deposits | 686,843 | 657,209 | ||
| Total deposits | 2,267,484 | 2,187,366 | ||
| Borrowed funds | 231,707 | 377,107 | ||
| Subordinated debentures | 10,310 | 10,310 | ||
| Accrued interest payable | 1,790 | 1,463 | ||
| Accrued expenses and other liabilities | 31,051 | 32,437 | ||
| Total liabilities | 2,542,342 | 2,608,683 | ||
| Common stock | 105,320 | 104,674 | ||
| Retained earnings | 265,491 | 252,606 | ||
| Treasury stock | 35,515 | 35,515 | ||
| Accumulated other comprehensive loss | -1,273 | -1,925 | ||
| Total shareholders' equity | 334,023 | 319,840 | ||
| Total liabilities and shareholders' equity | 2,876,365 | 2,928,523 | ||
UNITY BANCORP INC NJ (UNTY)
UNITY BANCORP INC NJ (UNTY)